Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Timeline
Generic

Shelly Brown

St Joseph

Summary

Dynamic Binding Authority Specialist with a proven ability to foster strong collaborative relationships across diverse teams. Seeking a position as a Senior Binding Authority/Production Underwriter to leverage expertise in information analysis and a commitment to accountability in achieving organizational goals. Dedicated to delivering exceptional customer service and enhancing the overall customer experience, ensuring satisfaction and loyalty. Eager to contribute to a forward-thinking organization that values innovation and excellence.

Overview

27
27
years of professional experience
1
1
Certification

Work History

Binding Authority Specialist

American Family Insurance
10.2024 - Current
  • Followed all company policies and procedures to deliver quality work.
  • Collaborate with various partners within Brokerage including working closely with agents and their staff
  • Ensure accurate and compliant policy issuance
  • Underwrite renewals, and complex coverage changes
  • Analyzing quotes for binding, ensuring financial accuracy
  • Review and stay updated with guidelines of multiple companies
  • Participating in projects

Commercial Production Underwriter

American Family Insurance
12.2019 - 10.2024
  • I manage underwriting decisions to provide commercial lines products and service to our customers with a focus on achieving profitable growth.
  • As an underwriter I select profitable business, ensure compliance with guidelines and regulations, and collaborate with the team to achieve loss ratio and growth objectives
  • Effectively communicates and manages agent relationship, establishes rapport with agents and sales management, and serves as technical resource for the field force.
  • Monitors agency performance, executes remedial action plans, resolves billing and service requests, and supports territorial initiatives.

Commercial Services Manager/Commercial CV Manager/Commercial Underwriting Manager

American Family Insurance
08.2002 - 05.2019
  • Provide underwriting leadership
  • Manage people, systems and projects to achieve unit and department goals.
  • Communicate and implement department objectives and strategies.
  • Effectively manage services processing team and agent/customer support to provide the best customer service to our customers. Work with all stakeholders involved.
  • Proactively identify waste and ask appropriate questions to find resolutions
  • Effectively coach and develop underwriters on their knowledge of exposures, application of coverages and pricing
  • I effectively develop underwriter processors and provide them opportunities to succeed as our culture changes.

Sr Services Processor

American Family Insurance
09.1998 - 08.2002
  • Processed new business, renewals and changes, including quotes for multiple lines of business
  • I developed a solid product and processing knowledge to independently complete these duties
  • Handled complex inquiries from agents and customers.
  • Assisted in projects
  • Responsible for mentoring of peers
  • Answered phone calls to help resolve customer concerns and provide a positive experience for the customer

Education

Missouri Western State University
St Joseph, Missouri
01.1993

Skills

  • Providing customer-driven solutions and support
  • Experience in underwriting and binding authority for various insurance products
  • Execute on difficult tasks
  • Effective leadership abilities
  • Effective decision-making skills
  • Proficient in analytical thinking
  • Clear and concise communication skills
  • Reliable decision-making

Accomplishments

  • Resourceful and positive visionary describes me best. I am proactive in diffusing situations as they arise and offer solutions to provide the best customer experience for our customers while staying true to my employees and peers.
  • Successfully applied insurance and risk concepts to underwrite new and renewal business in accordance with guidelines and authority. Served as a principal technical resource to agents by recommending and executing improvement strategies addressing business quality, while staying current on state/territory issues, regulations, and industry trends.
  • I have become successful and have the willingness to work hard as an underwriter with the development creating my own underwriting mentorship program. Working closely with a development underwriter to provide experience of reviewing risks to understand guidelines and coverage needs of our customers.
  • I communicate effectively with agents, district managers and sales directors to support the development of their agencies and helping focus on achieving profitable growth. I have taken ownership to understand reports and initiatives for our States that allow me to be a resource for the field force.
  • I was the lead for the State Operations Team process, working closely with other business partners and peers. A state ops summit was help with all stakeholders. From there I created a monthly schedule, standard work and was involved as one of the pilot teams to improve collaboration and alignment while strengthening partnerships to provide opportunities to drive state team success.
  • I understand the various business processes and use my knowledge to identify problems and ask questions to develop changes to gain efficiencies and drive customer value.
  • Change management leadership is one of my strengths. I communicate effectively to deliver change strategies, build relationships, inspire stakeholder engagement, train staff and peers and encourage culture change at operation levels.
  • I genuinely and enthusiastically aid individuals in their search for further development while helping them to excel and be successful in the workforce.

Certification

  • Property and Casualty License
  • Resident State License

Timeline

Binding Authority Specialist

American Family Insurance
10.2024 - Current

Commercial Production Underwriter

American Family Insurance
12.2019 - 10.2024

Commercial Services Manager/Commercial CV Manager/Commercial Underwriting Manager

American Family Insurance
08.2002 - 05.2019

Sr Services Processor

American Family Insurance
09.1998 - 08.2002

Missouri Western State University