Dedicated to keeping payroll operations compliant with regulations. Proficient in processing garnishments, calculating leave and applying deductions. Excellent problem-solving, report writing and recordkeeping abilities.
Overview
14
14
years of professional experience
Work History
Payroll Administrator
City of Houston Public Works
07.2023 - Current
Checking timesheets for accuracy, Entering data into databases and spreadsheets, Handling direct deposit requests and data, Processing paper checks for distribution, Acquiring all necessary signatures to distribute payroll, Processing wage garnishments, Making adjustments in pay for raises, bonuses and commission, Manage weekly and monthly payroll budget for all contractors
Loan Specialist
US Small Business Administration
10.2021 - 07.2023
Working with Clients to prepare applications for loans by compiling, arranging, and reviewing all relevant documents, Evaluate Loan Approval to determine due diligence and documentation are in accordance with policy, Handling all aspects of loan servicing, Communicate timely and effectively with internal clients regarding any issues or exceptions identified, Manage a pipeline of 35 to 40 loans, Maintain E-Tran procedures, perform service request, and obtain authorizations, Review multiple small business payroll data and employee/employer provided benefits
Mortgage Loan Coordinator
Guaranteed Rate Affinity
12.2020 - 07.2021
Review the UW approval and address outstanding conditions, Prepare and send the initial conditional loan commitment to borrower, Complete proper System performance to ensure approval, Organize file for complete and proper UW Submission, Review bank statements, title documents, appraisals and income verification, Submit files to closing department
Mortgage Loan Processor
Sourcepoint Mortgage
09.2019 - 12.2020
Responsible for Managing a pipeline of 35-50 loans at once, Responsible for ensuring that all loan documentation is complete and accurate, Verify loan documents including income, credit, appraisals, title and insurance, Order Appraisals, Order credit Report as needed, Prepare Loan applications to be submitted to underwriting (Desktop Underwriter)
Mortgage Loan Processor
Shellpoint Mortgage Servicing
07.2018 - 09.2019
Prepare sufficient loan packages for borrowers preparing for a refinance, Verify HOI policy's and complete employment verification, Work closely with underwriter, Net Escrows accordingly, Work close with title companies and attorneys to schedule closings (Desktop Underwriter)
Loan Processing Specialist
First Investors Financial Services
03.2016 - 06.2018
Prepare accurate and complete loan files with high efficiency ratings, Deliver excellent customer service by building relationship through customer screening, employment verification, and insurance verifications, Maintain 95% satisfaction rate by developing personal relationships with the IRS and other financial service Specialist business partners
Financial Services Specialist
EZMONEY Loan Services
02.2014 - 02.2016
Increased Clientele at a monthly rate of 5% through successful applicant review for loan eligibility with community marketing and local promotions, Raised quarterly profits 15-20% by maintaining high customer satisfaction and leading company loans approved for funding, Develop career paths and train new loan officers according to company standards and policies
Loss Mitigation Specialist
Penncro Associates
05.2010 - 02.2014
Assist Customers with Conventional, FHA, and VA Loans in finding appropriate payment options, Manage loss mitigation documents to help customers prevent foreclosure, Provide accurate information regarding repayment programs, Work with buyers who are delinquent on their home loans, Evaluate foreclosed loans and perform financial analysis