Sherri Brown

Silt,CO

Summary

Experienced in team leadership, strategic planning, and operational management. An effective communicator with a solid history of managing teams and driving operational success. My career has allowed me to experience all aspects of lending, including Loan Processing, Closing, Underwriting, Operations Supervision, and Sales Management.

Overview

years of professional experience

Work History

Banking Officer / Consumer Loans Manager

Alpine Bank

Rifle, CO

11.2023 - Current

Oversee a high-volume team of Underwriters and Title Clerks that are responsible for the review, approval, and closing of all consumer non-real estate products as well as collateral registration and lien perfection for the bank state-wide.
Achieve departmental goals by developing and executing strategic plans and performance metrics.
Develop and maintain a strong, culturally focused team by supporting engagement, collaboration, and continuous learning opportunities as well as cross-training to maximize team agility and performance.
Monitor workflows, identify bottlenecks in existing systems, and implement appropriate solutions.
Identify opportunities for process improvement, implementing changes that led to increased productivity and cost savings.
Maintained strict adherence to regulatory guidelines, minimizing compliance risks for the bank.
Conduct regular compliance audits, reviewing Underwriting adherence to policy and guidance, procedure and federal regulations.
Control department costs to keep operation within budget and increase profits.

Senior Mortgage Loan Officer /Sales Manager

Academy Mortgage Corporation

Grand Junction, CO

11.2018 - 11.2023

Originate, review, price, disclose and manage from application to closing purchase and refinance transactions for residential mortgage loans.
Determine best programs for qualification and communicate differences to each, explaining very technical financial information to applicants with ease and understanding.
Recommend loan approvals and/or denials based on customer loan application review.
Proactively identified solutions for customers experiencing credit issues and offer course of action for their future opportunities.
Work with Loan Processors, Underwriters and Closers to maintain efficient, effective pipeline flow and be part of solutions to potential problems.
Oversee contractual deadlines and maintain dates to service, schedule timely loan closing and exceed satisfaction in referral partners and clients alike.
Implement sales strategies that establish and maintain relationships with Realtors, CPAs and competing banks for sales team.
Create strategies to develop and expand existing customer base.
Assist clients with improving financial health by counseling on issues such as excessive spending and borrowing, credit use, etc.
Supervise loan personnel and motivate to maintain customer service and performance standards.

Senior Mortgage Loan Officer

Guild Mortgage Company

Grand Junction, CO

02.2011 - 11.2018

Same as Academy Mortgage, the exception being that I was not in Sales Management or Team Leadership role.

Education

Residential Lending And Finance

Licensing And Continued Education

2022

High School Diploma -

Rifle High School

Rifle

05-1988

Skills

Organizationally Strong / Operationally Efficient
Analytical and critical thinker with personality
Good oral and written comprehension
Creative in finding solutions
Strong in Sales Development, Coaching and Leadership

Extensive knowledge of credit profile assessment including creditworthiness, employment, income and asset evaluation determining loan feasibility
Automated Underwriting Systems
Client Interviews / Customer Relations
Conventional, FHA, VA, USDA and CHFA Loan policy and guidelines
Pricing policies

Accomplishments

2004 Rookie of the Year - Government Loans - Mortgage Originator Magazine (national).
Top Sales in Units 2012, 2013, 2015, 2016, 2017 (company/local).
2020 Top 1% Mortgage Originators in America, Mortgage Executive Magazine (national).
2021 Top 1% Mortgage Originators in America, Mortgage Executive Magazine (national).

Timeline