SHERRIE M. KARNEZIS LLOYD
Naperville,Illinois
Summary
Finance executive and CPA with 30+ years of experience advising corporations, partnerships, and high-net-worth enterprises. Skilled in delivering tailored solutions in tax structuring, compliance, M&A due diligence, and digital transformation. Known for quickly assessing complex challenges, designing scalable systems, and guiding clients through strategic change. Trusted advisor to family enterprises, investment firms, and multi-entity organizations with assets exceeding $20B.
Finance professional with extensive experience in financial strategy and corporate governance. Known for driving fiscal efficiency and implementing robust financial controls. Proven ability to collaborate with diverse teams and adapt to dynamic business environments, while excelling in financial reporting and strategic planning.
Overview
38
38
years of professional experience
1
1
Certification
Work History
Chief Financial Officer (Consulting Role)
Family-Owned & Privately Held Companies
01.2019 - 01.2025
- Provided fractional CFO services across 6 corporations, 13 real estate LLCs, and one partnership (> $60M assets).
- Designed estate and trust strategies for multi-generational wealth transfer.
- Implemented analytics platforms, enabling agile decision-making and operational transparency.
- Negotiated financing structures to improve liquidity and fund expansion.
- Guided turnaround strategies, restoring profitability in underperforming businesses.
- Secured >$3M in grant funding to support growth initiatives.
Accounting & Tax Consultant
DeCicco & Associates, LLC
01.1987 - 01.2019
- Designed accounting systems for 400+ partnerships, improving compliance and efficiency.
- Led tax planning for investment firms with assets >$20B, ensuring multi-state compliance.
- Built Excel models converting 10-K data into tax returns for clients with assets >$26B.
- Conducted due diligence and valuation on assets >$500M for acquisition and investment decisions.
- Trained and supervised 20+ staff, elevating client service and accuracy.
- (Formerly Henderson & Company, LLC and Kargol & Company, LLC)
Education
B.S. - Business Administration (Accounting)
University of Illinois At Urbana-Champaign
Champaign, IL05.1984
Skills
- Microsoft 365
- CCH ProSystem fx Tax
- Argus QuickBooks
- Advanced Excel
- Digital Transformation Systems
- Strategic financial planning
- Financial reporting
- Financial management
- Performance metrics analysis
Certification
- Certified Public Accountant (Licensed since 1984)
- Member, AICPA & Illinois CPA Society
- Candidate, Securities License Exam
Timeline
Chief Financial Officer (Consulting Role)
Family-Owned & Privately Held Companies
01.2019 - 01.2025
Accounting & Tax Consultant
DeCicco & Associates, LLC
01.1987 - 01.2019
B.S. - Business Administration (Accounting)
University of Illinois At Urbana-Champaign
Community & Advisory Leadership
School Board President, Rosehill Montessori School, Diversity Advisory Council, Indian Prairie School District 204, Habitat for Humanity – Adult Leader & Media Coordinator, High School Quest Leader, St. Thomas the Apostle, Girl Scout Leader
Core Competencies
- Tax Strategy & Multi-State Compliance
- M&A Due Diligence & Valuation
- Digital Transformation & Systems Implementation
- Real Estate & Trust Planning
- Financial Modeling & Forecasting
- Internal Controls & Risk Management
- Strategic Growth & Turnaround Advisory
- Executive Coaching & Talent Development