Sherry Chaffin
WINTER SPRINGS
Summary
Results-driven Senior Mortgage Underwriter with expertise in mortgage application evaluation, financial analysis, and risk assessment. Proven ability to implement quality control measures and manage complex underwriting scenarios.
Overview
21
21
years of professional experience
Work History
Senior Mortgage Underwriter
Mattamy Home Funding
Maitland
11.2015 - 09.2022
- Evaluated mortgage loan applications for compliance with regulations and guidelines.
- Analyzed financial data, including income statements and tax returns, to determine borrower eligibility.
- Collaborated with loan officers to clarify documentation requirements and streamline processes.
- Reviewed property appraisals for accuracy and assessed market value.
- Managed complex underwriting scenarios while ensuring timely loan processing.
- Implemented quality control measures to improve underwriting accuracy and efficiency.
- Assisted departments with inquiries regarding underwriting guidelines and procedures.
- Evaluated borrower risk through thorough analysis of credit reports.
Mortgage Underwriter
FBC Mortgage LLC
Longwood
08.2014 - 11.2015
Mortgage Underwriter
Digital Risk Mortgage Services
Maitland
03.2014 - 07.2014
Government Underwriting Team Lead
SunTrust Mortgage
Orlando
06.2011 - 11.2013
- Coordinated team workflow to ensure timely completion of all tasks.
- Implemented process improvements that streamlined operations and enhanced efficiency.
- Provided leadership and guidance, ensuring high-standard task completion by team members.
- Trained new staff on essential processes and procedures.
- Delegated daily tasks based on individual skill sets to maximize productivity.
- Assisted manager in establishing achievable goals while monitoring team progress.
Mortgage Underwriter
Wells Fargo Home Mortgage
Maitland
08.2001 - 05.2011
Elementary School Teacher
Central Baptist Christian School
Brandon
08.2006 - 05.2010
- Developed lesson plans aligned with school Christian values to enhance student engagement.
- Fostered positive classroom environment that promoted participation and collaboration.
- Implemented classroom management strategies to maintain focus and discipline effectively.
- Collaborated with parents to discuss student progress and address concerns regularly.
- Assessed student performance through tests, projects, and observations to inform instruction.
- Established conducive learning environment by creating classroom rules and procedures.
- Maintained accurate records of student attendance and grades for effective tracking.
- Evaluated students' progress using a variety of formal and informal assessment methods.
Education
Associate of Arts - History and Political Science
University of South Florida
Tampa, FLSkills
- Mortgage application evaluation
- Financial analysis
- Risk assessment
- Quality control
- Appraisal review
- Loan compliance
Timeline
Senior Mortgage Underwriter
Mattamy Home Funding
11.2015 - 09.2022
Mortgage Underwriter
FBC Mortgage LLC
08.2014 - 11.2015
Mortgage Underwriter
Digital Risk Mortgage Services
03.2014 - 07.2014
Government Underwriting Team Lead
SunTrust Mortgage
06.2011 - 11.2013
Elementary School Teacher
Central Baptist Christian School
08.2006 - 05.2010
Mortgage Underwriter
Wells Fargo Home Mortgage
08.2001 - 05.2011
Associate of Arts - History and Political Science
University of South Florida