Summary
Overview
Work History
Skills
Timeline
Volunteer

Shoshauna Bible

Westbrook,ME

Summary

Forward-thinking Credit Analyst with customer correspondence and credit analysis expertise. Offering more than 15 years of resolving credit disputes and making recommendations on bad debt accounts.

Overview

15
15
years of professional experience

Work History

Credit Analyst

SYSCO Food Services
Westbrook, United States
07.2007 - Current
  • Assessed credit risk and analyzed financial statements.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Made decisions and recommendations about extending lines of credit.
  • Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
  • Worked in tandem with sales team and customers to negotiate payments and verify account reconciliations.
  • Quickly learned new skills and applied them to daily tasks, improving efficiency and productivity.
  • Controlled credit exposure by providing financial order management support to minimize risk and obtain timely payment.
  • Handled multiple OPCOs with a portfolio up to 15 million and 30 sales consultants
  • Minimized accounts receivable collections and reconciled customer billings and statements.
  • Conducted presentations to upper management and executive teams for loan recommendations.
  • Reviewed customer files on regular basis to make sure receivables were in sound condition.
  • Placed customer accounts on hold due to past due payments.
  • Work cross-functionally with sales, management and other departments to maintain effective operations.
  • Referred delinquent accounts to collections department or outside resources.
  • Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
  • Provided training to 60 sales consultants and consulted with struggling teams to help meet monthly target goals.
  • Provided resources and expertise for conversion, validation and training required for company-wide software updates.

Skills

  • Critical Thinking
  • Bookkeeping Procedures
  • Complex Problem-Solving
  • Collection Calls
  • Active Learning
  • Digital Payments
  • Team Meetings
  • SAP
  • Accounts Payable and Accounts Receivable
  • Account Collections

Timeline

Credit Analyst

SYSCO Food Services
07.2007 - Current
Shoshauna Bible