Sidie Sesay
Columbus,OH
Summary
A Master of Business Administration (with a concentration in Risk Management and Insurance) student and a Bachelor of Science in Applied Accounting with over 8 years’ working experience in Banking Operations, Credit and Risk Management. I possess extensive experience in banking operations and customer service, strong leadership, and team management skills, proficient in cash handling, transaction processing, and account management, ability to multitask, prioritize tasks, and work effectively under pressure, thorough understanding of banking regulations and compliance standards, commitment to continuous learning and professional development, extensive experience on credit and risk management analysis. Dedicated credit and risk management officer offering 8+ years of financial industry success. Familiar with bank regulations, financial best practices and effective sales strategies. Builds productive relationships to drive business success.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Senior Banking Officer- Credit and Risk Management
Guaranty Trust Bank SL Ltd
07.2016 - 04.2022
- Reviewing and appraising credit facilities to ensure that they conform to the Bank’s credit policy guide
- Prepared reports for internal management, including periodic risk assessment reviews to keep management informed of total risk assets
- Prepare Vregcoss report for external review and supervision by the Central Bank of Sierra Leone, including monthly and quarterly reports on the Bank’s risks assets by sector and industry to maintain prudential guidelines
- Prepare report for management that informs and identifies delinquent and non-performing credit customers
- Preparing overdraft clients report and monitoring
- Independent collateral visitation and verification to ensure that pledged collaterals are physical and conform as described in the conveyance and title document
- Prepare report for the Criticize Assets Committee (CAC) to aid the Committee make informed decision regarding non-performing loans, their provisioning and recoveries and possible litigation
- Prepare report for internal management review on customers credit risk rating to monitor the quality of the risk assets portfolio of the Bank
- Conduct periodic review and audit of the Bank’s risk assets portfolio to ensure that the Bank adheres to both internal and external guidelines including preparedness for supervisory audit and External audit.
Domestic Operations and Funds Transfer Officer
Guaranty Trust Bank SL Ltd
07.2013 - 06.2016
- To consummate all interbank inflows and outflows via Straight Through Process and Real Time Guaranty System to ensure that customer’s funds reflect on their accounts
- Ensure that all approved credit facilities, fixed and call deposits are consummated correctly to reflect the bank’s total risk assets and deposit in their books
- To ensure that all customer’s authorized letter of instructions, including payment and other transfers between accounts are consummated and processed and posted on the system
- Processing of all expenditure vouchers of the Bank are processed and posted on the system to ensure completeness and cut-off
- Maintaining the company’s fixed asset register to ensure that all asset’s of the bank are posted and reflected on the banking system.
- Identified opportunities for process improvements within the department, leading to increased efficiency and reduced turnaround times for funds transfers.
Education
Master of Business Administration (Risk Management) -
Ohio Dominican University
Columbus, Ohio01.2024
Bachelor of Science - Accounting
Institute of Public Administration Management, University of Sierra Leone
Freetown, Sierra Leone04.2012
Skills
- Operational Efficiency
- Loan Underwriting
- Relationship Management
- Anti-Money Laundering
- Commercial Lending
- Portfolio Management
- Customer Service-Oriented
- Expertise in Excel
- Risk Management
- Loan Processing
- Credit and collections
- Loan approvals
- Financial analysis and reporting
- Risk Assessment
- Risk Analysis
- Credit Approval and Denial
- Asset Control
- Collections Actions
Certification
- Bank of Sierra Leone and US Treasury – Dept. of Technical Assistance, Certificate in IFRS 9 Financial Instrument, 2018
- Flame Academy & Consulting Limited, Certificate in Credit Risk Analysis and Management, 2016
- Certificate in Business and Finance, Institute of public Administration and Management, 2008
References
Available upon Request
Timeline
Senior Banking Officer- Credit and Risk Management
Guaranty Trust Bank SL Ltd
07.2016 - 04.2022
Domestic Operations and Funds Transfer Officer
Guaranty Trust Bank SL Ltd
07.2013 - 06.2016
Master of Business Administration (Risk Management) -
Ohio Dominican University
Bachelor of Science - Accounting
Institute of Public Administration Management, University of Sierra Leone