Summary
Overview
Work History
Education
Skills
Timeline
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Silvia Silva

Levittown,NY

Summary

Diligent Teller Manager/ Assistant Manager with over 20 years of experience overseeing highly-qualified bank staff. Seasoned professional with background directing daily teller activities and compliance. Strong knowledge of banking regulations and procedures. Teller Manager/Assistant Manager and dedicated team player experienced in overseeing operations of individual and multi-unit facilities. Develops successful programs to improve profitability. Seeking new position with exciting challenges where great skills in management and operations will be valued. Proficient in training and coaching new hires, monitoring their professional development and completing feedbacks to Human Resources within the probation period. Highly detail-oriented, proactive and diligent. Skilled customer service/managing risk inspired and motivated to help customers build financial independence and have their identity protected. Seasoned Financial Management professional with proven expertise in accounting processes, systems oversight and compliance reporting. Knowledgeable about compliance and operations to manager risk. Talented team builder and supervisor with expertise to develop and maintain consistent, accurate, and legal accounting structures. Organized Bank Teller proficient in time management. Provides professional and courteous customer service with high levels of integrity and accuracy. Experienced in cash handling, balancing drawers, loan processing and inventory management. Experienced Teller bringing extensive financial and customer service knowledge from fast-paced bank settings. Offers professional attitude paired with stellar mathematical skills. Consistently recognized for "service with a smile" mentality. Trustworthy Teller skilled in working in customer-focused work environments. Offering strong knowledge of banking products and services. Dependable and punctual with outstanding mathematical aptitude. Enthusiastic candidate with extensive experience in customer service and cash handling at banks or money lending institutes. Strong knowledge of offered banking services and products. Reliable and honest professional dedicated to meeting scorecard goals by processing high volumes of error-free transactions. Energetic Job Title with top-notch relationship-building, sales and money-handling abilities. Multitasks smoothly to handle customer and bank staff needs. Reliable in maintaining accurate drawer and preventing fraudulent transactions.

Overview

21
21
years of professional experience

Work History

Supervisory Teller

Apple Bank
05.2024 - Current
  • Balanced cash drawer daily and resolved discrepancies to provide accurate data regarding cash flow.
  • Disbursed cash and checks accurately while maintaining security of cash drawers.
  • Balanced cash drawers daily, identifying discrepancies and taking corrective actions as needed.
  • Processed customer transactions promptly, minimizing wait times.
  • Promoted a welcoming atmosphere in the branch by greeting customers warmly upon arrival and addressing them by name when possible.
  • Assisted customers with account inquiries, resolving issues promptly and professionally.
  • Answered customer inquiries regarding account balances, transaction history, services charges, and interest rates.
  • Managed high-volume transactions efficiently while maintaining attention to detail, ensuring accurate processing for customers.
  • Improved customer satisfaction by providing efficient and accurate transaction processing.
  • Maintained cash drawer accuracy by conducting regular audits and implementing effective cash handling practices.
  • Developed strong relationships with customers through exceptional service, fostering loyalty and trust.
  • Contributed to a positive work environment by demonstrating professionalism, courteousness, and a strong work ethic.
  • Increased cross-selling opportunities by identifying customer needs and recommending appropriate banking products or services.
  • Demonstrated adaptability during peak business hours by multitasking and prioritizing tasks to maintain efficiency and quality of service.
  • Educated customers on use of banking website and mobile apps.
  • Streamlined teller operations by maintaining organized workspaces and adhering to policies and procedures.
  • Maintained up-to-date knowledge of bank products, services, promotions, policies, regulations to better assist customers with their financial needs.
  • Monitored and reported suspicious activity in line with bank security policies.
  • Identified sales opportunities and referred customers to branch partners in financial services.
  • Enhanced branch security through vigilant monitoring of suspicious activities and timely reporting to supervisors.

Teller Manager/Assistant Manager of Operations

PNC Bank
03.2003 - Current
  • Developed or analyzed information to assess current or future financial status of firms
  • Created financial management mechanisms to minimize financial risk to business
  • Oversaw daily actions of tellers, responded to escalated customer inquiries and assigned tasks to meet operational needs
  • Analyzed competitors and market trends to facilitate business growth
  • Created teller team schedules to maintain adequate staffing
  • Reviewed and approved transactions above limits and authority levels of teller staff
  • Completed month-end and year-end closings, kept records audit-ready and monitored timely recording of accounting transactions
  • Performed regular audits of teller transaction records to identify discrepancies or errors
  • Managed teller staff schedules while ensuring adequate coverage at all times
  • Checked payroll, vendor payments and other accounting disbursements for accuracy and compliance
  • Recommended new financial and accounting software packages
  • Replacing various non-integrated offerings
  • Monitored daily cash levels to ensure accurate balancing of accounts at the end of each day
  • Recruited qualified individuals for open positions within the branch network
  • Provided feedback on employees' performance during one-on-one meetings
  • Built financial models to allocate resources, forecast cash and investment needs and make capital budgeting decisions
  • Analyzed actual financial results to budget, preparing variance reporting to functional groups
  • Resolved escalated customer issues in accordance with established protocols and standards
  • Created reports detailing transactions, deposits, withdrawals, and other banking activities for management review
  • Conducted reviews and evaluations for cost-reduction opportunities
  • Assisted in the development of strategies to increase sales within the branch network
  • Developed and implemented a customer service training program for new tellers
  • Controlled cash and carried out cash use forecasting to maximize availability while minimizing risk
  • Tracked customer satisfaction levels through periodic surveys and focus groups
  • Provided guidance to tellers on resolving customer inquiries or complaints in a timely manner
  • Identified opportunities for process improvements and communicated them to senior management team
  • Supervised teller team by enforcing policies and procedures related to teller operations, security and compliance
  • Filed government-mandated reports related to large cash transactions and sale of monetary instruments
  • Reviewed customer account information for accuracy prior to processing transactions
  • Maintained relationships with customers through ongoing communication about products and services available
  • Developed best practices for handling customer inquiries quickly and efficiently
  • Ensured adherence to bank policies and procedures by all tellers
  • Maintained regular performance appraisals for subordinates through verbal, written and on-going review programs
  • Drove daily operations through cash drawer balancing, counterfeit currency identification and vault cash management
  • Coordinated preparation of external audit materials and external financial reporting
  • Managed relationships with tax authorities, bankers and auditors
  • Participated in local community events representing the bank's brand identity
  • Worked closely with corporate banking teams on special projects related to product launches or campaigns
  • Monitored branch activities for compliance with BSA and AML, reporting issues to Loss Prevention Department
  • Conducted monthly meetings with staff to review performance, discuss challenges, and provide support
  • Planned and completed group projects, working smoothly with others
  • Answered 50 calls or more per shift to assist with customer questions and concerns
  • Identified needs of customers promptly and efficiently
  • Maintained open communication with team members and stakeholders, resulting in successful project outcomes
  • Provided excellent service and attention to customers when face-to-face or through phone conversations
  • Maintained schedule of class assignments to meet deadlines
  • Worked successfully with diverse group of coworkers to accomplish goals and address issues related to our products and services
  • Understood and followed oral and written directions
  • Worked with cross-functional teams to achieve goals
  • Completed day-to-day duties accurately and efficiently
  • Delivered products to customer locations on time
  • Recognized by management for providing exceptional customer service
  • Promoted high customer satisfaction by resolving problems with knowledgeable and friendly service
  • Prioritized and organized tasks to efficiently accomplish service goals
  • Collaborated with cross-functional team to define features and build powerful and easy-to-use products and customer-facing workflow tools
  • Leveraged computer, ATMS and TCRS skills to input and compile data gathered from various sources
  • Maintained updated knowledge through continuing education and advanced training
  • Achieved cost-savings by developing functional solutions to problems
  • Assisted with customer requests and answered questions to improve satisfaction
  • Approached customers and engaged in conversation through use of effective interpersonal and people skills
  • Mentor for Tellers, Bankers and Managers for the past 10 years

Education

Some College (No Degree) - Business Administration

Essex County College
Newark, NJ

Skills

  • Team Oversight
  • Regulatory Compliance
  • Cash Control
  • Customer Service
  • Relationship Building
  • Prioritizing and Planning
  • Operational Reporting
  • Goal Setting
  • Team Building Leadership
  • Risk Assessment
  • Business Relationship Management
  • Decision-Making
  • Work Planning
  • Employee Training Oversight
  • Sales Support
  • Proactive and Focused
  • Compliance Assessment
  • Staff Recruitment and Hiring
  • Financial Management
  • Staff Training
  • Cash Flow Management
  • Risk Analysis
  • Staff Management
  • Internal Controls and Reporting Systems
  • Sales Professional
  • Customer Relationship Development
  • Proficient in Bank computer system, ATMS, and TCRS
  • Expert in Risk Management
  • Attention to Detail
  • Financial Instruments
  • Relationship Building and Management
  • Risk Management
  • Client Relationship Management
  • Excels in Team Leadership

Timeline

Supervisory Teller

Apple Bank
05.2024 - Current

Teller Manager/Assistant Manager of Operations

PNC Bank
03.2003 - Current

Some College (No Degree) - Business Administration

Essex County College
Silvia Silva