Summary
Overview
Work History
Skills
Achievements
Timeline
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Sohvana Kanistanaux

South Jordan, UT - Willing To Relocate

Summary

Results-driven financial professional with 8 years of experience in the lending industry, specializing in loan origination, team leadership, and operational management. Expertise in delivering exceptional member service while ensuring compliance with industry regulations, managing risk, and maintaining a focus on regulatory standards. Strategic planner with a talent for breaking down complex concepts to ensure clarity and success. Excellent communicator with the ability to mentor, train, and motivate teams to achieve both individual and organizational goals.

Overview

8
8
years of professional experience

Work History

Assistant Branch Manager

Mountain America Credit Union
08.2024 - 02.2025
  • Supervised and coached a team of 9 employees, fostering a collaborative and high-performance work environment.
  • Conducted performance evaluations to identify areas for employee growth and maximize team performance by utilizing 1:1's and tailored mentoring.
  • Reviewed, approved, and denied loan applications, ensuring compliance with credit union policies and evaluating the accuracy of all loan documentation.
  • Managed daily branch operations, ensuring efficient processing of transactions, loan applications, and member service.
  • Prepared and presented regular reports on branch performance, financial results, and operational goals to senior leadership.
  • Oversaw the successful completion of internal audits for branch operations, staff performance, lending processes, and regulatory compliance, resulting in a significant reduction in branch errors from over 15 per month to 3 or fewer.

Business Services Coordinator

Mountain America Credit Union
12.2023 - 08.2024
  • Audited over 200 new business accounts monthly across branch, service center, and business advisors, ensuring accuracy and compliance with credit union policies.
  • Underwrote and processed applications for Business Services Cash Management products, ensuring regulatory compliance and completeness, while streamlining processes to reduce application turnaround time from 3 days to an average of 1.5 days for both self and team.
  • Provided troubleshooting support for cash management members, resolving issues related to ACH file submissions, online wire transfers, remote deposit capture, and Positive Pay systems.
  • Led weekly virtual training sessions for service center staff, enhancing their understanding of Business Services products and functions.

Talent and Member Development Trainer

Mountain America Credit Union
12.2022 - 12.2023
  • Facilitated training sessions for groups of 10-35 participants in both virtual and in-person settings, covering course durations from 1 to 5 days.
  • Collaborated with branch management and cross-functional teams to continuously enhance training content, relevance, and practical application to meet evolving organizational needs.
  • Compiled and delivered comprehensive test scores and behavioral performance reports to leadership upon completion of each training session, ensuring clear communication of trainee progress.

Senior Consumer Loan Officer

Mountain America Credit Union
01.2017 - 12.2022
  • Managed a loan pipeline of 30-50 active loans at any given time, including Home Equity, Auto, RV, Marine, Personal Loans, and Credit Cards, ensuring seamless and efficient processing from origination to approval.
  • Originated loan applications, verified borrower income, employment, and financial obligations, maintaining a high level of integrity and trust.
  • Educated borrowers on various financial products and solutions, offering personalized guidance while fostering strong relationships based on understanding, empathy, and commitment to their financial well-being.
  • Consistently exceeded sales targets, contributing to branch growth and profitability.
  • Identified and capitalized on opportunities to cross-sell and upsell loan products, enhancing member engagement and experience.

Skills

  • Decision-making
  • Critical thinking
  • Problem-solving
  • Credit analysis and risk assessment
  • Loan application review
  • Detail-oriented
  • Time management
  • Quality assurance
  • Proactive innovation
  • Written and verbal communication
  • Cross-team collaboration
  • Relationship-building
  • Team development
  • Microsoft Office Suite

Achievements

  • Consistently recognized for exceptional performance in Sales, Compliance, and Member Service each quarter for four consecutive years, ranking in the top 3% of 500 loan officers.
  • Maintained an average of 99.8% on Member Service Surveys over five years, handling 7+ surveys per month— company's goal is 96.5%.
  • Accelerated career progression by advancing to Senior Loan Officer in just 23 months—surpassing the company's standard timeline of 60 months for promotion.
  • Developed a comprehensive training manual and standardized process for loan officers, improving compliance and loan origination practices. Invited to mentor 30+ branches using this to coach other loan officers.
  • Successfully completed 36 consecutive months of error-free audits in loan and CIP compliance, outperforming the average loan officer who typically incurs 1-5 errors per month.

Timeline

Assistant Branch Manager

Mountain America Credit Union
08.2024 - 02.2025

Business Services Coordinator

Mountain America Credit Union
12.2023 - 08.2024

Talent and Member Development Trainer

Mountain America Credit Union
12.2022 - 12.2023

Senior Consumer Loan Officer

Mountain America Credit Union
01.2017 - 12.2022
Sohvana Kanistanaux