Reliable employee demonstrating high level of ownership and initiative. Possessing exceptional work ethic and desire to go above and beyond to exceed company expectations. Offering knack for building productive working relationships. Successful in fast-paced, deadline-driven environments to manage goals and team development. History of thriving in team-oriented environments.
Hi, I’m
Solomon Adeoye
Houston,TX
Summary
Overview
13
years of professional experience
1
Certification
Work History
Adz On The GoHouston, TX
Driver Sales Representative
02.2022 - Current
Job overview
- Maintained positive attitude and diplomacy when dealing with customers and other team members.
- Ascertained which routes would provide fastest access to customer sites, allotting for various factors such as weather and road conditions.
- Forged and cultivated strong relationships with customers within fast-paced and constantly moving environment.
- Confirmed product displays met company specifications regarding placement, date codes and pricing.
- Utilized corporate vehicle to deliver and sell products to clients with focus on optimizing customer experience.
- Planned and organized routes within territory to maximize efficiency and time.
- Cross-sold additional products to customers depending upon merchandise needs.
- Continuously surpassed sales goals, optimizing profitability and performance of assigned territory.
- Followed safety rules to keep clean driving record with no accidents or incidents.
- Kept accurate logs of all deliveries and trips.
- Obtained receipts or signatures for delivered goods, collecting payment for services when required.
- Organized merchandise and sales promotion displays to attract customers.
- Issued sales promotion materials to customers to boost sales.
- Identified prospective customers by using business directories and following leads from existing clients.
La Fayette MFB
Senior Credit Analyst
09.2016 - 10.2019
Job overview
- Review credit and legal processes to maximize profits
- Reduced the Portfolio At Risk from 9% to9% in 3years
- Analyzed loan applications submitted by corporations, using liquidity, leverage and credit history to evaluate risk associated with issuing loans.
- Reviewed customer financial data to ascertain level of risk involved for extending credit.
- Assessed financial data from customers to better understand risk levels in terms of lending money.
- Monitored and maintained compliance with internal controls and government regulations.
- Presented key information to upper management and executive team for loan recommendations.
- Met with upper management and provided insight into credit decisions.
- Assisted clients with completion of loan applications, advising on information required and regulated by law and identifying programs best suited to clients.
- Requested financial documents from customers.
- Collected and organized loan documents before submission to underwriting.
- Read personal and commercial financial statements, contextualizing loan or credit applications with credit history and general financial status of applicants.
- Developed debt collection protocols applicable to delinquent accounts, defining timelines for courtesy calls and referral of problem accounts to debt collectors.
- Interfaced with representatives from credit associations to request credit scores and reports for applicants.
- Followed up on client financial information to maintain accurate records on current clients, noting indicators of decreased likelihood of full loan performance.
- Collaborated closely with customers, using effective communication and interpersonal strengths to gather important financial information.
- Managed various tasks simultaneously and made sure all job duties were completed in order of priority.
- Prepared reports for management and executives detailing risks of extending credit or loan options for particular applications and demographics of applications.
- Developed comprehensive understanding of financial statements, enhancing opportunities to assess risk.
- Implemented risk assessment techniques to identify indicators of potential attempts at fraud or other unethical activity, denying suspicious applications to protect company.
- Reviewed company portfolio of clients to flag delinquent accounts and identify high-performing accounts to target for future advertising and promotions.
AB Microfinance Bank
Legal Recovery Officer
02.2010 - 08.2016
Job overview
- Led a team of 5 to set up strategies for legal recovery, staff coaching and management of the
- Portfolio At Risk
- Collected payments over telephone, established repayment plans and prepared wire transfers.
- Identified accounts to target for repossession based on careful research and analysis.
- Remained calm, stayed professional and provided exceptional service on calls, even when interacting with difficult individuals.
- Determined patient program eligibility using patient initial screening application and face-to-face interviews.
Education
Lagos State UniversityOjo Lagos
Bachelor of Science from Biochemistry
08.2007
University Overview
- Graduated with Second Class Honors
- Completed and received distinction for an Academic Project aimed at reducing the common effects of injuries caused by burns in the community
- Common Core Award Recipient
United Christian Secondary SchoolApapa Lagos
High school certificate from General Studies
08.2000
University Overview
- Senior Secondary Certificate of Examination Recipient
01.2000
University Overview
Skills
- Enhanced analytical skills
- Computer skills (Microsoft Word, Excel, Adobe, Photoshop, Java Script(limited) )
- Good interpersonal skills
- Outstanding attention to details
- Budget Development
- Contract Management
- Operations Management
- Negotiation
- Team Collaboration
- Business Development
- Strategic Planning
- Client Relationships
- Sales Leadership
- Project Management
- Quality Assurance
- Staff Management
- Data Collection and Analysis
- Financial Management
Interests
Interests
VOLUNTEER
EXPERIENCEOR
LEADERSHIP
, Lead a team of 10 in 10 different
locations to reduce the Portfolio At
Risk and had to travel several
miles each week to visit them. In
the end our objectives were met
and Yes persistence pays offLanguages
English
Native/ Bilingual
Yoruba
Native/ Bilingual
West African Pidgin
Native/ Bilingual
Accomplishments
Accomplishments
- Recognized as Employee of the year for outstanding performance and team contributions in risk mangement
Certification
- Licensed Life Insurance Agent - 2023
Timeline
Driver Sales Representative
Adz On The Go
02.2022 - Current
Senior Credit Analyst
La Fayette MFB
09.2016 - 10.2019
Legal Recovery Officer
AB Microfinance Bank
02.2010 - 08.2016
Lagos State University
Bachelor of Science from Biochemistry
United Christian Secondary School
High school certificate from General Studies
- Licensed Life Insurance Agent - 2023
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