Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic

SOO YEON PAK

Torrance,California

Summary

Expert in credit review and administration, demonstrating motivation, goal orientation, and extensive experience in commercial lending.

Overview

22
22
years of professional experience

Work History

Vice President and Credit Reviewer II

East West Bank
Pasadena
01.2023 - Current
  • Conduct independent credit reviews to assess the adequacy and effectiveness of the Bank’s credit risk management practices, discuss any noted deficiencies or identified weaknesses and follow-up on corrective actions, including time frames for correction, with appropriate Loan Officer and/or Lending Unit Manager
  • Conduct credit file reviews to identify potential gaps in the Bank’s credit and underwriting policies and procedures and associated risks.
  • Ensure that the reviews are adequately documented, and the conclusions reached are sufficiently supported so that work papers are complete, self-explanatory, and will stand up to external/secondary review.

Senior Vice President and Senior Credit Officer

Commonwealth Business Bank
Los Angeles
07.2018 - 12.2022
  • Engaged with and responded to the internal and external auditors for credit reviews, compliance reviews, SOX testing, etc.
  • Engaged with regulators and administered the bank’s responses for the credit reviews by the state and federal regulators
  • Performed credit reviews, including post reviews, all loan types, including SBA loans.
  • Managed loan policies and procedures and ensured the bank’s compliance with the latest regulations and bank practices.
  • Developed and implemented new procedures and guidelines for lenders and lender training programs.
  • Served as the MLC member and secretary.
  • Prepared and presented to loan committees market analysis reports and loan portfolio status reports on a regular basis

Senior Vice President and Commerical Lending Manag

Bank of Hope f.k.a. BBCN Bank
Gardnea
08.2003 - 06.2018
  • Directly involved in all facets of loan origination, including pre-screening of credits, customer interviews, credit presentation to loan committees and credit underwriting and closing
  • Fostered strong relationships with borrowers and partnerships with originating branches.
  • Responsible for managing 10 lenders and a commercial loan portfolio of $160 million, including Commercial Lines of Credit and International Lines of Credit
  • Responsible for maintaining good asset quality and satisfactory audit and examination results.

Education

BBA - Accounting

The University of Texas At Arlington
Arlington, TX
05-2003

Skills

  • Performance monitoring and evaluation
  • Communication skills
  • Problem solving
  • Attention to detail
  • Critical thinking
  • Verbal and written communication
  • Decision-making
  • Documentation and reporting
  • Policy and procedure development
  • Credit risk management
  • Regulatory compliance
  • Credit analysis
  • Loan underwriting
  • Team leadership
  • Training and mentoring
  • Industry best practices

Languages

English
Full Professional
Korean
Native/ Bilingual

Timeline

Vice President and Credit Reviewer II

East West Bank
01.2023 - Current

Senior Vice President and Senior Credit Officer

Commonwealth Business Bank
07.2018 - 12.2022

Senior Vice President and Commerical Lending Manag

Bank of Hope f.k.a. BBCN Bank
08.2003 - 06.2018

BBA - Accounting

The University of Texas At Arlington

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