Sophie Clakley

Worked as a financial Intern while I finished my college degrees. While I was an intern, I participated in numerous online and on-the-job trainings to understand the basic practices & procedures used to complete bank supervision duties. After graduation and the completion of a minimum of 640 hours of examiner work experience, I was converted to an Assistant National Bank Examiner in February of 2024.

• Performed numerous supervisory activities in nearly all of the banking areas (capital, earnings, liquidity, sensitivity to market risk, investment portfolio/BOLI, internal controls and audit, compliance, Bank Secrecy Act, Community Reinvestment Act, and data integrity).
• Supervisory activities involve analyzing bank data, formulating questions for bank management, providing recommendations, concluding on the risk rating, completing writing procedures, and presenting findings and risk rating to executive management and directors.
• I completed the Credit Analysis Basic virtual course that prepared me for the on-the-job Credit Analysis Applied (CAA) workshop. During the CAA workshop, I reviewed credit files for Commercial Real Estate (owner-occupied and non-owner-occupied), Commercial and Industrial (term loan and revolving lines of credit), and Floor Plan loans.

• Performed opening/closing duties which included balancing the vault and the store registers, accounted for all transactions, pulled the POS report, and ensure previous reports were documented and correct.
• Maintain a working knowledge of all departments in the store to provide daily support, direction, and guidance to customers and team members.
• Help train and oversee the daily work activity of team members in one or more departments in the store or for specified operational functions.
• Assist with processing sales transactions involving cash, credit, or financial aid payments as needed.

• Performed opening/closing duties which include balancing the register and ensuring all transactions were accounted for.
• Accurately processed POS transactions, returning coin, currency, payment cards, and receipts to customers.
• Provided positive first impressions to welcome existing, new, and potential customers.
• Organized racks and shelves to maintain store visual appeal, engage customers, and promote specific merchandise.