Spencer Lash
Scottsdale,AZ
Summary
Polished financial professional entrusted with managing large portfolios and assessing new opportunities. I possess strengths in decision making, risk assessment, and prioritization. I am an extremely quick learner looking for a challenging position to further expand my industry knowledge and deepen my financial experience. I am a highly motivated individual that is continuously looking to learn, grow, and succeed.
Overview
3
3
years of professional experience
Work History
Senior Credit Analyst
Huntington National Bank
Remote, AZ
08.2022 - Current
- Specialization: Non-profit healthcare entities.
- Analyzed customer financial data to assess risk levels for lending purposes.
- Met with upper management and provided insight into credit decisions.
- Prepared monthly reports on portfolio performance for senior management review.
- Researched relevant economic indicators when conducting due diligence on potential investments.
- Collaborated with customers to gather vital financial information using effective communication and interpersonal skills.
- Developed credit recommendations by analyzing financial statements and relevant data sources.
- Provided training to junior staff members regarding credit policy and procedure implementation.
- "Huntington Credit College" graduate.
Credit
PennyMac Financial Services
Remote, CA
12.2021 - 05.2022
- Applied skills of self-control, written communication, and determination to exceed work expectations while working remotely.
- Executed risk analysis responsibilities within the mortgage process, leveraging knowledge of government agency guidelines and meticulous attention to detail.
- Provided approval/denial recommendations of mortgage applications after critical review of all documentation provided.
- Practiced strategic time management while balancing a major pipeline of loans with emails, assigned projects, and continuous training on a daily basis.
- Gained proficiency with Encompass software.
Senior Under
United Wholesale Mortgage
Pontiac, MI
01.2021 - 12.2021
- Utilized knowledge retention and quick-learning skills to earn a promotion to Senior Underwriter within 4 months of beginning my underwriting career.
- Displayed elite client service and relationship building while working with dozens of clients around the country.
- Utilized critical thinking and problem solving skills to propose alternate solutions to clients.
- Gained proficiency with Salesforce software.
Education
Bachelor of Arts - Finance, Minor in Economics
Adrian College
Adrian05-2020
Skills
- Adaptability
- Self-motivated / Remote Experience
- Deep Financial Knowledge
- Data Analysis
- Underwriting
- Portfolio Management
- Salesforce, Excel, Quickbooks, Encompass
Timeline
Senior Credit Analyst
Huntington National Bank
08.2022 - Current
Credit
PennyMac Financial Services
12.2021 - 05.2022
Senior Under
United Wholesale Mortgage
01.2021 - 12.2021
Bachelor of Arts - Finance, Minor in Economics
Adrian College
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