Spencer Ortis
Roswell,GA
Summary
Experienced secondary trader with expertise in mortgage pipeline analysis, hedging strategy, loan pricing, and trade execution. Focused on risk mitigation, investor relations, and market-driven decisions that improve pricing accuracy and support stronger margins.
Overview
11
11
years of professional experience
Work History
Secondary Trader I
Silverton Mortgage
Atlanta, Georgia
08.2019 - Current
- Supported trade execution to improve profit margins and reduce transaction costs.
- Tracked mortgage pipeline positions and daily rate movements to optimize trading strategies for Silverton Mortgage.
- Processed loan sale and pair-off decisions using secondary market pricing.
- Monitored hedging activity to support lock desk operations and enhance interest rate risk controls.
- Analyzed investor guidelines and agency delivery rules for loan execution.
- Maintained investor relationships and resolved trade confirmations to ensure seamless transaction processing with counterparties.
- Analyzed daily margin calls and partnered with representatives to take necessary actions.
Lock Desk Analysis
Private Bank of Buckhead
Atlanta, Georgia
03.2016 - 03.2018
- Analyze market trends to enhance lock desk performance and mitigate risks.
- Ensure timely execution of lock desk transactions to optimize pricing strategies.
- Executed daily tasks with precision, contributing to overall operational reliability.
- Resolved customer issues with expertise and friendly service, enhancing satisfaction levels.
- Supported Loan Officers by addressing requests and inquiries to boost client satisfaction.
Education
Bachelor of Arts - Finance
Piedmont College
Demorest, GA12-2015
Skills
- Secondary market transactions
- Loan pricing
- Interest rate hedging
- Pair-off processing
- Pipeline analysis
- Risk management
- Market analysis
- Economic market analysis
- Mortgage-backed securities
- Interest rate risk
- Client relationship management
- Attention to detail
Timeline
Secondary Trader I
Silverton Mortgage
08.2019 - Current
Lock Desk Analysis
Private Bank of Buckhead
03.2016 - 03.2018
Bachelor of Arts - Finance
Piedmont College