SRAVANI P
San Jose
Summary
AML Compliance Analyst with 5+ years of experience in financial crime investigations, transaction monitoring, and risk-based compliance within global banking environments. Currently serving as an Anti-Money Laundering Analyst at Deutsche Bank, with expertise in SAR filings, high-risk customer and merchant onboarding, periodic reviews, and internal investigations. Strong analytical and investigative skills with proven ability to collaborate cross-functionally, mentor junior analysts, and ensure compliance with BSA/AML, OFAC, and global regulatory frameworks. Actively pursuing ACAMS certification.
Overview
7
7
years of professional experience
Work History
Anti Money Laundering Analyst
Deutsche Bank
Jacksonville
09.2024 - Current
- Facilitated complex AML investigations involving wires, ACH, trade, card, and online payments through behavioral analysis of transactions.
- Maintained 100% regulatory compliance via rigorous CDD/EDD reviews ensuring SOF/SOW accuracy.
- Created SAR/STR filings ready for regulators with compelling narratives for swift FinCEN escalation.
- Conducted sanctions, PEP, and adverse media screenings, promptly escalating confirmed hits to AML Officers and AFC leadership.
- Assessed onboarding risks for high-risk merchants while maintaining updated customer risk ratings through regular reviews.
- Provided expert advisory on AML/CFT compliance to product, operations, and risk teams in alignment with AFC controls.
- Optimized detection capabilities by identifying new AML typologies and refining detection scenarios and rules.
- Significantly decreased case-handling time by streamlining investigation workflows and automating data analysis tasks.
Senior Payment Risk Associate
Entain
Hyderabad
01.2023 - 08.2023
- Analyzed player behavior and transaction data to detect fraud and AML/CTF risks across gaming platforms.
- Investigated payment discrepancies and chargebacks, achieving over 95% SLA adherence while reducing escalations by 20%.
- Identified unauthorized transactions and bonus abuse, decreasing abusive player activity by 30%.
- Managed player accounts in compliance with Responsible Gaming and KYC/AML regulations.
- Conducted KYC verification, including identity checks and payment method reviews, ensuring compliance with standards.
- Detected account takeover attempts and suspicious login behavior, reducing compromised accounts by 25%.
- Performed merchant fraud reviews, identifying anomalies that reduced financial losses by 10 to 15%.
- Collaborated with cross-functional teams to resolve complex cases and enhance resolution efficiency.
Detection Analyst
PWC
Bengaluru
07.2022 - 01.2023
- Conducted analysis of extensive transactional and behavioral data to detect financial crime across multiple client portfolios.
- Investigated alerts for AML, payments fraud, and insider risks, ensuring proper documentation and SLA adherence.
- Employed data analytics to identify anomalies and recognize evolving fraud trends.
- Assisted in designing detection rules, refining thresholds to boost detection accuracy.
- Executed root-cause analyses and transaction testing to assess fraud control measures.
- Crafted clear investigation reports and regulatory documents through collaboration with forensic and compliance departments.
Forensic Advisory Consultant
KPMG
Bangaluru
11.2021 - 04.2022
- Executed forensic investigations focused on fraud, financial misconduct, and internal control failures across multiple sectors.
- Analyzed data to detect anomalies and patterns indicative of fraud or corruption.
- Supported investigations related to AML and anti-bribery through detailed transaction tracing.
- Utilized Excel, SQL, and analytics tools to review large datasets for irregularities.
- Facilitated regulatory engagements by preparing investigation documentation and summaries.
- Assessed internal controls and governance frameworks, providing remediation recommendations.
- Performed corporate background checks and third-party risk assessments for client integrity.
- Worked alongside legal and compliance stakeholders to ensure adherence to regulations.
Senior Financial Crime Investigator (FIU)
Revolut
Bengaluru
11.2020 - 09.2021
- Executed end-to-end AML investigations by analyzing transactional behavior and identifying high-risk activities.
- Prepared and submitted SARs within regulatory timelines, supporting escalations to FIU for complex cases.
- Monitored and resolved suspicious transaction alerts using Actimize, SAS, LexisNexis, and World-Check.
- Conducted sanctions, PEP, and adverse media investigations escalated confirmed matches to AML Officers.
- Offboarded high-risk accounts involving APP fraud and other financial discrepancies.
- Collaborated with compliance and risk teams to improve fraud detection rules and enhance alert accuracy.
- Investigated long-term fraud patterns prepared findings for regulatory bodies including NCA.
- Managed high-volume caseloads prioritizing risks and ensuring timely investigations and SAR filings.
Fraud Analyst Trust and Safety (Google Cloud Payment)
Wipro
Hyderabad
05.2019 - 10.2020
- Resolved disputes and chargebacks promptly, adhering to regulatory and card-scheme guidelines.
- Identified fraud risks such as phishing and account hijacking through behavioral analysis.
- Detected high-risk transactions using analytics and fraud pattern recognition techniques.
- Increased client engagement by 25% through targeted strategies that drove business growth.
- Analyzed consumer behavior to enhance campaigns, contributing to a 10% revenue increase.
- Maintained 95% customer satisfaction rate by enhancing operational processes and best practices.
- Supported internal audits and regulatory reviews with comprehensive documentation on AML controls.
- Collaborated cross-functionally to implement financial risk management policies, strengthening AML compliance.
Education
Master of Computer Science -
Southern New Hampshire University
Hooksett, New Hampshire04.2025
Bachelor of Science - Bachelor of Business Administration
Jagruti Degree College
India05.2019
Skills
- Transaction monitoring and reporting
- SAR writing and STR filing
- FIU escalations and AML advisory
- SOF/SOW verification
- High-risk profiling and PEP screening
- Adverse media and watchlist filtering
- Actimize and SAS proficiency
- LexisNexis and World-Check expertise
- KYC platforms and case management systems
- Jira and Zendesk utilization
- ATO and synthetic identity detection
- APP fraud and chargeback management
- High-risk merchant monitoring strategies
- BSA/AML compliance and Patriot Act knowledge
- FATF guidelines and OFAC regulations understanding
- FinCEN guidelines adherence
- 314(a) and 314(b) processes familiarity
- Cross-functional collaboration skills
- Risk assessment techniques
Timeline
Anti Money Laundering Analyst
Deutsche Bank
09.2024 - Current
Senior Payment Risk Associate
Entain
01.2023 - 08.2023
Detection Analyst
PWC
07.2022 - 01.2023
Forensic Advisory Consultant
KPMG
11.2021 - 04.2022
Senior Financial Crime Investigator (FIU)
Revolut
11.2020 - 09.2021
Fraud Analyst Trust and Safety (Google Cloud Payment)
Wipro
05.2019 - 10.2020
Master of Computer Science -
Southern New Hampshire University
Bachelor of Science - Bachelor of Business Administration
Jagruti Degree College