Taleo
Stacey Mims
Recruiter, Underwriter
Coppell,TX
Summary
- conventional/fha/va evaluation
- damage control/loan processing
- hamp skills
- audit and inspection proficiency
- financial review
- topic authority
- fraud analysis
- instruction and management capabilities
Overview
27
27
years of professional experience
Work History
Relationship Manager, Executive Office
J P Morgan Chase
09.2019 - Current
- Provided quality loans for J P Morgan Chase Bank by underwriting and evaluating mortgage loan applications.
- Reviewed hardship letters, income documents, profit and loss statements and all material items provided by borrowers to ensure they are in compliance with required Federal guidelines.
- Underwrites loan files and provide quality assurance and quality control by the investor company will not result high non-resale ratios.
- Performs underwriting in compliance with standards that assures credit quality within standards set by Treasury Department, HAMP (Housing Affordability Mortgage Plan and Chase Affordability Mortgage Plan guidelines.
- Reviews and evaluates all escalated loans to the Executive Office of J.P. Morgan Chase
Relationship Manager, Executive Office
J P Morgan Chase
09.2019 - Current
- Provided quality loans for J P Morgan Chase Bank by underwriting and evaluating mortgage loan applications.
- Reviewed hardship letters, income documents, profit and loss statements and all material items provided by borrowers to ensure they are in compliance with required Federal guidelines.
- Underwrites loan files and provide quality assurance and quality control by the investor company will not result high non-resale ratios.
- Performs underwriting in compliance with standards that assures credit quality within standards set by Treasury Department, HAMP (Housing Affordability Mortgage Plan and Chase Affordability Mortgage Plan guidelines.
- Reviews and evaluates all escalated loans to the Executive Office of J.P. Morgan Chase
Underwriter II
J P Morgan Chase
05.2011 - 08.2011
- Reviewed hardship letters, income documents, profit and loss statements and all material items provided by borrowers and ensures they are in compliance with required Federal guidelines.
- Performed Underwriting of loans and provided quality assurance and quality control by the investor company and submitted to Relationship Manager within Chase Bank.
- Performed Underwriting duties assigned on loan and provided quality assurance and quality control by the investor company.
- Performed underwriting in compliance with standards that assures credit quality ratios within standards set by Treasury Department, HAMP and CHAMP guidelines.
Underwriter II
J P Morgan Chase
05.2011 - 08.2011
- Reviewed hardship letters, income documents, profit and loss statements and all material items provided by borrowers and ensures they are in compliance with required Federal guidelines.
- Performed Underwriting of loans and provided quality assurance and quality control by the investor company and submitted to Relationship Manager within Chase Bank.
- Performed Underwriting duties assigned on loan and provided quality assurance and quality control by the investor company.
- Performed underwriting in compliance with standards that assures credit quality ratios within standards set by Treasury Department, HAMP and CHAMP guidelines.
Loan Analyst III
J P Morgan Chase
11.2010 - 02.2011
- Responsible for Analyzing FHA, VA, Prime and Sub-prime loans.
- Managed load re-modifications and loan foreclosures packages for residential mortgages.
- Prepared accounting reports and managed escrow accounts for mortgages during the pre-approval process.
- Adjusted financials for mortgages assumed by private investors during resale of the mortgages.
- Built reserves expense accounts from corporate accounts to pay taxes, insurance and Home Owner Association dues on mortgages in foreclosure held by the bank.
Loan Analyst III
J P Morgan Chase
11.2010 - 02.2011
- Responsible for Analyzing FHA, VA, Prime and Sub-prime loans.
- Managed load re-modifications and loan foreclosures packages for residential mortgages.
- Prepared accounting reports and managed escrow accounts for mortgages during the pre-approval process.
- Adjusted financials for mortgages assumed by private investors during resale of the mortgages.
- Built reserves expense accounts from corporate accounts to pay taxes, insurance and Home Owner Association dues on mortgages in foreclosure held by the bank.
Underwriting - Labor Relations Specialist
United States Department of Housing and Urban Development
01.1999 - 07.2010
- Reviewed documentation to clear title and communicates heavily with Client, Broker, Asset Management Company, Buyer's Agent and internal staff to facilitate all title curative issues in a timely manner.
- Responsible for the coordination and underwriting of all aspects involved with finalizing the loan closing process. Provided recruiting and training of new employees with the Federal Government.
- Review daily reports to ensure completion of assigned duties.
- Review title commitment for clearance and to assure all items are accounted for, including but not limited to updating payoffs and taxes.
Underwriting - Labor Relations Specialist
United States Department of Housing and Urban Development
01.1999 - 07.2010
- Reviewed documentation to clear title and communicates heavily with Client, Broker, Asset Management Company, Buyer's Agent and internal staff to facilitate all title curative issues in a timely manner.
- Responsible for the coordination and underwriting of all aspects involved with finalizing the loan closing process. Provided recruiting and training of new employees with the Federal Government.
- Review daily reports to ensure completion of assigned duties.
- Review title commitment for clearance and to assure all items are accounted for, including but not limited to updating payoffs and taxes.
Education
A.A.S Degree - Business Administration / Management
Tarrant County College
Fort Worth, TexasHigh School Diploma - undefined
Fairfield High School
Fairfield, TexasBBA Degree - Business Administration - Management
Dallas Baptist University
Dallas, Texas05.2022
Skills
Conventional/FHA/VA Underwriting
Loss Mitigation/Loan Servicing
HAMP Knowledge
Audit and Review Experience
Financial Analysis
Subject Matter Expert
Fraud Detection
Training and Leadership Skills
Education And Professional Development
- BBA Degree, Business Administration - Management, Dallas Baptist University, Dallas, Texas, 2022-05-01
- A.A.S Degree, Business Administration / Management, Tarrant County College, Fort Worth, Texas
- High School Diploma, Fairfield High School, Fairfield, Texas
Software
Timeline
Relationship Manager, Executive Office
J P Morgan Chase
09.2019 - Current
Relationship Manager, Executive Office
J P Morgan Chase
09.2019 - Current
Underwriter II
J P Morgan Chase
05.2011 - 08.2011
Underwriter II
J P Morgan Chase
05.2011 - 08.2011
Loan Analyst III
J P Morgan Chase
11.2010 - 02.2011
Loan Analyst III
J P Morgan Chase
11.2010 - 02.2011
Underwriting - Labor Relations Specialist
United States Department of Housing and Urban Development
01.1999 - 07.2010
Underwriting - Labor Relations Specialist
United States Department of Housing and Urban Development
01.1999 - 07.2010
A.A.S Degree - Business Administration / Management
Tarrant County College
High School Diploma - undefined
Fairfield High School
BBA Degree - Business Administration - Management
Dallas Baptist University