Stacy Dorsey
Frisco,Texas
Summary
Versatile BSA/AML fraud investigator with a results-driven and focused approach to completing tasks by helping to drive and support global financial crimes compliance, risk identification, and CIP/KYC/KYB procedures. Utilize internal banking systems, external databases, and publicly available information to complete a comprehensive case investigation to support and drive substantial institutional growth.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Financial Crime Specialist (FIU) – BSA/AML/Fraud Analyst
MidFirst Bank
Dallas, Texas
01.2025 - Current
- Review and analyze alerts generated by the Bank's electronic monitoring software to determine whether the activity warrants further review.
- Review and analyze internal FRAUD, BSA, and AML reports, draw conclusions, and make recommendations regarding the need for further investigation.
- Conduct investigations and implement measures to prevent fraudulent activities, including card misuse, account takeovers, and unauthorized transactions.
- Monitored account activity in real time to detect emerging fraud patterns, and escalated complex cases.
- Research and analyze customer activity compared to KYC documentation for high risk customer (PEP, SDN list,) etc., using internal information sources, and external information sources, and make recommendations regarding the need for further review and/or SAR filing.
- Conduct suspicious activity investigations, and determine whether a Suspicious Activity Report is needed.
- Draft a narrative for each case substantiating the decision or recommendation.
- Draft and file Suspicious Activity Reports (SAR)with FinCEN.
- Manage complex cases involving matters such as multiple relationship accounts, international wires involving bank-designated high-risk jurisdictions, and complex cash structuring schemes.
- Identify and analyze records of outside agencies to facilitate investigations, including credit bureau records, police, and court records.
- Make recommendations for closing customer accounts and relationships based on the investigation.
- Correspond with employees and customers in connection with matters such as structuring, rapid funds transfer, etc.
- Support management in the day-to-day compliance efforts with AML, KYC requirements.
Senior Fraud Analyst /Risk Analyst
Bank of Hope
Dallas, TX
09.2022 - 01.2024
- Responsible for conducting investigations of suspected incidents of fraud, and pursuing recovery efforts of unauthorized debits to client accounts.
- Prepared presentations for senior management detailing all recent developments related to fraud control initiatives.
- Monitored customer accounts for any unusual or suspicious activities.
- Conducted data analysis using various software tools such as SAS, SQL, and Excel.
- Created comprehensive reports summarizing findings on suspected fraudulent activities, e.g., ACH, credit/debit card fraud, elderly abuse, ATO, device compromise, digital currency, etc., along with recommended actions taken or needed.
- Supported chargeback investigations and collaborated with merchants and law enforcement on criminal matters.
- Performed a risk assessment of customers based on their profiles, behaviors, and past records, and monitored activity patterns to detect behaviors that deviate from standard expectations.
- Follow up on identified concerns by reviewing related information across various sources: Clear, Avaya, Content Navigator, Image View, etc.
- Assisted in the development of training materials related to fraud prevention techniques.
AML/KYC Analyst
Truist Bank
Dallas, TX
07.2019 - 05.2021
- Conduct detailed investigations of varying complexity and sensitivity, analyzing evidence for both internal and external cases.
- Assess and apply reasonable suspicion of money laundering or terrorist financing to mitigate and disrupt financial crime effectively.
- Perform comprehensive reviews of client relationships and risk assessments, focusing on sanctions, anti-bribery and anti-corruption, fraud, and insider threat.
- Draft and file Suspicious Activity Reports (SARs) in compliance with regulatory requirements.
- Leverage the case management system (Verafin) to conduct in-depth investigations.
- Manage and resolve cases efficiently by applying the CIP KYC/KYB process and applying CDD or EDD as required.
- Analyze and interpret data to detect and address suspicious activities.
- Collaborate cross-functionally with other departments to optimize investigation workflows and processes.
Education
CERTIFICATION - CAMS
11-2025
Master of Science -
Southern New Hampshire University
Manchester, NHBachelors of Science -
Moshood Abiola University
Skills
- Knowledge of BSA/ AML typologies, reflags, and investigations
- Regulatory compliance expertise: FINRA, FINCEN, FATF, OCC, FDIC, etc
- Fraud detection and prevention
- Suspicious activity reporting (SAR)
- Risk assessment and management
- KYC, CDD, and EDD reviews / CIP procedures
- Case/transaction monitoring systems: Actimize, Trip system, MOC, Verafin, SAS, Bridger, and ECM
- Applications: Check image archive, Nexis Lexis, World Check, Google Search, Nautilus Web, SOS, Symeta, Doxim, Tabular View, Process Portal - CTR/SAR, etc
- Microsoft 360 - Word, Excel, Pivot Table
- Quality assurance, audit support
- OFAC screening tools
- 90 days review / continuous activity report (CAR)
Certification
- Certified Salesforce Administrator
- Certified Scrum Master
- OSHA General Industry Safety & Health
- FEMA: Fundamentals of Emergency Management
- Licensed Life and Health Insurance Agent
References
Available upon request
Timeline
Financial Crime Specialist (FIU) – BSA/AML/Fraud Analyst
MidFirst Bank
01.2025 - Current
Senior Fraud Analyst /Risk Analyst
Bank of Hope
09.2022 - 01.2024
AML/KYC Analyst
Truist Bank
07.2019 - 05.2021
CERTIFICATION - CAMS
Master of Science -
Southern New Hampshire University
Bachelors of Science -
Moshood Abiola University
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