Accomplished Loan Officer dependable in building customer base and exceeding business goals. Well-versed in loan products and customer engagement strategies. Pursues opportunities to build connections, increase bank revenue and cement loyalty.
Overview
16
16
years of professional experience
Work History
Mortgage Loan Officer
US Bank Home Mortgage
11.2022 - Current
Monitors overall customer interaction and interfaces with all parties involved on each individual loan
Counsels and pre-qualifies potential home buyers
Evaluates US Bank's loan products and services and determine which financial products best meet customer needs and financial circumstances
Advise customers on pros and cons of different loan products
Negotiates terms and conditions of loans with customers
Maintains professional image and adheres to standards consistent with company policies.
Producing Branch Manager/Mortgage Loan Officer
Supreme Lending
03.2020 - 11.2022
Marketed and promoted financial products
Established and maintained relationships with realtors, builders, and new home sales representatives
Monitored overall customer interaction and interfaces with all parties involved on each loan, from application to closing
Collected and analyzed information on customers' income, assets, investments, and debts
Determined which products best met customers' needs and circumstances
Supervised and directed activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Mortgage Advisor
US Bank Home Mortgage
03.2018 - 03.2020
Boosted customer satisfaction by providing personalized advice and guiding clients through mortgage application process.
Reduced turnaround time for loan approvals with efficient documentation collection and underwriting submission processes.
Developed comprehensive marketing materials to attract new clients while maintaining professional image consistent with company brand.
Leveraged strong networking skills to cultivate relationships with industry professionals, expanding referral sources and strengthening company presence within local market.
Conducted thorough risk assessments on potential borrowers, safeguarding company financial interests while providing appropriate financing options.
Monitored pipelines to track and log status of loans.
Branch Manager III
United Federal Credit Union
11.2013 - 03.2018
Continuously monitored branch performance against key performance indicators, taking corrective actions as needed to ensure objectives were met or exceeded.
Maintained friendly and professional customer interactions.
Improved customer satisfaction ratings by enhancing service quality and resolving client issues promptly.
Oversaw daily operations for streamlined efficiency, ensuring timely execution of tasks and optimal resource allocation.
Assistant Branch Manager/Member Service Advisor
US Bank Home Mortgage
09.2008 - 03.2018
Supported Branch Manager with daily tasks, ensuring smooth branch functioning and effective communication amongst team members.
Trained and developed new team members in alignment with branch service standards and objectives.
Monitored daily branch activities, quickly identifying areas requiring improvement or corrective action to maintain operational excellence.
Oversaw successful completion of internal audits with minimal findings, demonstrating strong adherence to bank policies and regulations.
Education
Christian Liberty Academy
Arlington Heights, IL
Skills
Goal-Oriented
Relationship selling
Loan Origination
Residential mortgage lending regulations
Microsoft Office Suite
Regulatory Practices
Compliance Policies
Management expertise
Accomplishments
Increased performance at Van Buren UFCU location from the lowest performing branch in the market to the branch with the highest net balance loan growth
Took over the branch in Alma and led it to the top 5 in net balance loan growth