Stefanie Hutson
O’Fallon,MO
Summary
Experienced with funding processes and financial operations. Utilizes analytical skills to assess funding needs and secure necessary resources. Track record of effectively collaborating with teams to achieve project goals.
Finance professional prepared to drive impactful funding strategies and operations. Proven track record in managing funding processes and contributing to key projects. Focused on team collaboration and achieving results, with strong abilities in financial analysis and resource management.
Diligent [Desired Position] with solid background in financing and funding operations. Successfully managed funding processes and contributed to completion of numerous high-impact projects. Demonstrated analytical and problem-solving skills in assessing funding needs and securing necessary resources.
Funding professional with strong record in securing financial resources and managing client portfolios. Demonstrates keen analytical skills, effective communication, and strategic planning to maximize funding opportunities. Collaborative team player known for flexibility and delivering results in dynamic environments. Proficient in financial analysis, grant writing, and relationship management.
Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment, and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills.
Overview
18
18
years of professional experience
1
1
Certification
Work History
Loan Documentation and Funding Specialist
Midland States Bank
02.2020 - Current
- Streamlined the grant application process, resulting in increased efficiency and higher success rates.
- Evaluated funding opportunities for alignment with organizational goals and priorities.
Senior Credit Administrative Representative
Central Bank of Boone County
02.2017 - 09.2019
- Collaborated with Commercial and Consumer Lending teams to ensure timely booking and funding of newly originated loans
- Oversaw the accurate posting of loan payments and payoffs in Credit Administration
- Addressed inquiries from customers and bank personnel regarding loan activity and servicing functions
- Ensured timely processing of paid loan files to comply with state statutes and federal regulations governing lien releases
- Maintained compliance with applicable banking regulations, including the Bank Secrecy Act and information security policies
- Reviewed and process loans ready for booking from Commercial and Consumer Lending, as well as branch lenders and assistants
- Managed payment and payoff processing through regular mail and in-person submissions at the note window
- Analyzed system-generated daily reports of paid loans and other exception reports to ensure accuracy and compliance
- Reviewed office needs in order to develop budget and justify approval.
- Played a key role in onboarding new hires, facilitating orientation sessions and providing ongoing support during their transition period.
- Contributed to a positive work environment by assisting colleagues with various tasks as needed.
- Assisted in reducing overhead costs by negotiating vendor contracts and monitoring supply inventory levels.
Commercial Lending Associate
Commerce Bank
03.2016 - 07.2016
- Reported to local bank President and provided support to middle and upper level Commercial Bankers
- Served as the primary contact for loan portfolio issues
- Handled loan preparation, documentation and/or review
- Handled loan filing, set up and maintenance of management reports and standard pay down and advances
- Served as the main point of contact for customer service issues and responsible for other confidential correspondence
Account Manager II
Veterans United Home Loans
03.2015 - 03.2016
- Ordered and reviewed items required for loan approval and fraud prevention
- Closely managed and processed over sixty customer loans simultaneously throughout fruition
- Maintained and nurtured industry guidelines, procedures, and processes
- Responsible for trafficking loans throughout disclosure process to meet strict closing deadlines
- Acted as liaison between third parties and Veterans United Production and Closing
- Provided support and guidance to customer for setup and disclosure within loan compliance
Operations Support Associate
Citibank
02.2012 - 03.2015
- Responsible through Citi Currency Services Operations for performing various complex functions including but not limited to:
- Financial investigations, general ledger entries, and financial reporting for over one thousand branches, and three hundred ATM’s with an average of $2,300,000,000 per month
- Vendor managed ATM/Vault general ledger balancing of $350,000,000 in financial entries per month
- Provided coaching and training to team members and addressed procedural questions to promote the highest level of consistency throughout the department
- Controlled discretionary spending on key expense categories such as capital expenditure, network services requests, etc
Investment Operations Administrator
The Bank of Missouri
05.2008 - 12.2012
- Responsibilities included monitoring a broad portfolio of investor services including but not limited to:
- Processed all departmental income, interest, and capital gain distributions
- Primary contact for trade settlement with custodial vendors and daily settlement of money market accounts
- Processed cash distributions, account set up, monitored asset transfers, asset set up, and maintained asset guidance lists
- Provided outstanding client service/relations while overseeing client accounts
- Worked closely with business development team on the establishment of new business and new custodial accounts
- Executed superior level of discretion and sensitivity in handling of highly confidential client information
Financial Services Consultant
The Bank of Missouri
10.2007 - 05.2008
- Responsibilities included assisting clients in choosing the appropriate product for their financial needs
- Accountable for the banks deposit growth by developing relationships and building a book of business
- Performed basic service transactions such as check orders, stop payments, and giving account balances
- Responsible for resolving customer service concerns and issues in a timely and highly professional manner ensuring customer satisfaction
Education
Bachelor of Science - Business Management, History
Columbia College
Columbia, MissouriSkills
- Non-profit organization funding
- Donor relations
- Portfolio management
- Cash flow forecasting
- Teamwork and collaboration
- Customer service
Accomplishments
- Achieved [Result] by completing [Task] with accuracy and efficiency.
- Collaborated with team of [Number] in the development of [Project name].
Community Service
- Young Professionals of Columbia
- Big Brothers Big Sisters
- Columbia Chamber of Commerce EPIC program
- Voluntary Action Center
Certification
- Licensed [Job Title] - [Timeframe]
- [Area of certification], [Company Name] - [Timeframe]
Timeline
Loan Documentation and Funding Specialist
Midland States Bank
02.2020 - Current
Senior Credit Administrative Representative
Central Bank of Boone County
02.2017 - 09.2019
Commercial Lending Associate
Commerce Bank
03.2016 - 07.2016
Account Manager II
Veterans United Home Loans
03.2015 - 03.2016
Operations Support Associate
Citibank
02.2012 - 03.2015
Investment Operations Administrator
The Bank of Missouri
05.2008 - 12.2012
Financial Services Consultant
The Bank of Missouri
10.2007 - 05.2008
Bachelor of Science - Business Management, History
Columbia College
Similar Profiles
Ana AcostaAna Acosta
Team Leader- Operations at Midland Equipment Finance / Midland States BankTeam Leader- Operations at Midland Equipment Finance / Midland States Bank
Lawanda HendricksLawanda Hendricks
Document Management Specialist II at Midland States BankDocument Management Specialist II at Midland States Bank
Michelle DriscollMichelle Driscoll
Senior Loan Processor III at Midland States BankSenior Loan Processor III at Midland States Bank