Summary
Overview
Work History
Education
Skills
Certification
Awards
Languages
Timeline
Generic

Stephanie Adler

Loveland,CO

Summary

Experienced mortgage professional with a track record of fostering team collaboration and delivering results. Proficient in loan origination, risk assessment, and managing client relationships effectively. Known for dependability and flexibility, ensuring seamless processes and favorable outcomes. Eager to take on new challenges and responsibilities, leveraging expertise to contribute to a dynamic and growing team.

Overview

14
14
years of professional experience
1
1
Certification

Work History

Senior Mortgage Loan Officer

LoanWorks, Inc.
04.2024 - Current
  • Redefining the lending experience putting my customers at the forefront of financial empowerment with the marriage of AI technology and financial expertise. Contributed to establishing company culture and processes. As an early employee, I have helped define the startup’s values, work styles and operational procedures.
  • Leveraged my industry knowledge to establish processes, operational changes and contribute to the startup’s growth.

Vice President – Mortgage Lending

Guaranteed Rate Affinity
03.2023 - 03.2024
  • Led end-to-end pipeline management processes for loans, from pre-qualification through to deal closures while fostering favorable customer relations. Analyzed several financial documents, including tax returns, bank statements, and pay stubs, to ensure accuracy of borrower information. Steered verification procedures to determine creditworthiness and risks for loan applications. Conducted property, credit, and financial status evaluations. Educated customers on various types of loans, credit plans, and service terms based on customer needs. Cultivated and maintained working relationships with diverse stakeholders, including real estate agents, title companies, and appraisers to drive loan closings.
  • Strengthened customer service delivery, ensuring a personalized approach that exceeds expectations and secures deal closure.
  • Leveraged extensive industry knowledge to contribute to company's strategic direction and growth.

Senior Mortgage Loan Officer

Cornerstone Home Lending
11.2018 - 03.2023
  • Addressed borrower inquiries regarding loan options, ensuring clarity and understanding of company’s mortgage products. Initiated partnerships with real estate professionals and various referral networks to expand business reach. Assessed borrower financial profiles by conducting interviews and evaluating income and assets for loan qualification. Guided potential clients in selecting suitable mortgage plans by explaining nuances and benefits of different loan types. Maintained understanding of mortgage industry's evolving landscape, adapting to changes and client needs.
  • Established lasting relationships with clients, emphasizing trust and ongoing financial guidance beyond initial mortgage transaction.

Senior Mortgage Loan Officer

Guaranteed Rate Affinity
11.2017 - 09.2018
  • Assessed creditworthiness of applicants, devising and delivering expert recommendations on mortgage options and repayment strategies. Reviewed and verified financial documentation, ensuring accuracy and completeness of income, assets, liabilities, and credit history for residential mortgage applications. Collaborated with clients to tailor mortgage solutions in alignment with unique financial situations, while upholding industry standards and regulatory requirements. Verified final loan documents before closings, safeguarding against errors and maintaining seamless transaction process.
  • Forged professional relationships with realtors, building network of referrals and enhancing business development.
  • Advised numerous clients on effective mortgage management, contributing to customers’ financial literacy and long-term credit health.

Senior Mortgage Loan Officer

PHH Home Loans (Acquired by Guaranteed Rate Affinity)
09.2011 - 09.2018
  • Cultivated and expanded professional networks to drive loan volume growth. Analyzed financial statements, tax returns, and employment documentation to assure borrower information veracity. Oversaw diverse loan portfolio, steering applications from initial pre-qualification to final closing. Enhanced client knowledge of various loan options, aligning products with financial needs while monitoring market conditions to recommend optimal solutions. Maintained high customer service standards, ensuring smooth and transparent loan acquisition process.
  • Navigated high-volume pipeline of loan applications, achieving consistent flow from pre-qualification to closing.

Education

Associate of Arts -

Brooks College
Long Beach, CA

Skills

  • Loan management

  • Personal financial advising

  • Customer relationship development

  • Goal-oriented planning

  • Effective team leadership

  • Regulatory adherence

  • Comprehensive due diligence

  • Credit analysis

  • Collaborative networking abilities

  • Organizational skills

Certification

License #402624, NMLS, 2011

Awards

Presidents Award for Production

Languages

English
Native or Bilingual

Timeline

Senior Mortgage Loan Officer

LoanWorks, Inc.
04.2024 - Current

Vice President – Mortgage Lending

Guaranteed Rate Affinity
03.2023 - 03.2024

Senior Mortgage Loan Officer

Cornerstone Home Lending
11.2018 - 03.2023

Senior Mortgage Loan Officer

Guaranteed Rate Affinity
11.2017 - 09.2018

Senior Mortgage Loan Officer

PHH Home Loans (Acquired by Guaranteed Rate Affinity)
09.2011 - 09.2018

Associate of Arts -

Brooks College

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