Highly organized and detail-oriented professional with a history of enhancing operational efficiency and customer satisfaction at APG Federal Credit. Expertise in regulatory compliance, software application proficiency, and Microsoft Office skills, coupled with exceptional customer service and collaborative abilities, resulted in expedited loan approvals, reduced documentation errors, and improved client relationships. Adept at driving process improvements and contributing to team success through meticulous attention to detail and effective communication skills.
Overview
18
18
years of professional experience
Work History
Member Loan Operations Specialist II
APG Federal Credit
10.2021 - Current
Expedite loan approval processes by promptly gathering necessary documents from applicants and verifying their accuracy and completeness.
Support error management initiatives by conducting regular audits of existing loans and identifying potential areas of concern or noncompliance.
Assist borrowers with timely completion of their loan applications, while providing exceptional customer service.
Reduce errors in loan processing through meticulous attention to detail and thorough review processes.
Maintain strict confidentiality of sensitive client information in accordance with company guidelines and applicable regulations throughout all stages of the loan process.
Serve as a resource for colleagues by providing guidance on complex loan scenarios or unique borrower situations that required specialized knowledge or expertise.
Ensure borrower satisfaction by addressing questions or concerns regarding their loans in a timely manner, fostering positive client relationships.
Collaborate cross-functionally with underwriting, credit risk management, and sales teams to expedite the loan process.
Teller III
APG Federal Credit Union
05.2017 - 10.2021
Balanced cash drawer daily and resolved discrepancies to provide precise data regarding cash flow.
Promoted a welcoming atmosphere in the branch by greeting customers warmly upon arrival and addressing them by name when possible.
Completed daily and monthly audit reports for management review, highlighting areas for improvement or notable accomplishments.
Detailer / Officer Manager
Auto Salon
06.2015 - 05.2017
Enhanced customer satisfaction by meticulously detailing vehicles to meet and exceed expectations.
Maintained a clean and organized workspace, promoting a safe working environment for all team members.
Contributed to a positive team atmosphere by offering support and guidance to colleagues, fostering a collaborative work environment.
Open communication with supervisors regarding progress updates or potential challenges faced during the detailing process, enabling proactive problem-solving and ensuring client satisfaction.
Improved overall client experience by providing thorough explanations of services performed and offering recommendations for future maintenance visits.
Improved marketing to attract new customers and promote business.
Receptionist /Shampoo Assistant /Licensed Nail Technician
Forrester & Friends Hair Salon
06.2006 - 06.2016
Greeted incoming customers professionally and provided friendly, knowledgeable assistance.
Answered phones, confirmed appointments, communicated with clients, and updated client records.
Kept reception area clean and neat to give visitors positive first impression with updated products, contributing to a welcoming environment for visitors.
Handled cash transactions and maintained sales and payments records accurately.
Provided special treatments involving shampooing, rinsing and conditioning hair, offering customers relaxing head massages during shampoo treatment.
Promoted salon products to clients, fostering sales growth and brand awareness.
Assisted stylists in preparing clients for various treatments, ensuring a smooth workflow.
Adhered to hygiene standards by sanitizing tools regularly, maintaining a safe environment for clients and staff alike.
Kept salon organized and stocked by filling shampoo bottles, folding towels, disinfecting used equipment and sweeping floors.
Administered soothing hand/foot massages as part of manicure/pedicure services, enhancing overall customer experience and encouraging repeat visits.
Education
Associate of Arts - Graphic Design
Harford Community College
Bel Air, MD
2021
High School Diploma -
C. Milton Wright High School
Bel Air, MD
Skills
Strong Attention to Detail
Loan Closing/Processing Procedures
Software Application Proficiency
Regulatory Compliance Awareness
Quality Control Measures
Customer Service-Focused
Microsoft Office
Data Entry
Document Analysis
Loan File Maintenance
Process Improvement
Regulatory Disclosure Preparation
Timeline
Member Loan Operations Specialist II
APG Federal Credit
10.2021 - Current
Teller III
APG Federal Credit Union
05.2017 - 10.2021
Detailer / Officer Manager
Auto Salon
06.2015 - 05.2017
Receptionist /Shampoo Assistant /Licensed Nail Technician