Stephen Francabandera
Jersey City
Summary
Results-oriented Operations Analyst with three years of experience in margin operations, regulatory compliance, and risk mitigation. Expertise in processing margin calls, monitoring client exposure, and ensuring compliance with FINRA and SEC regulations. Seeking to apply financial operations and risk management skills to enhance strategic decision-making in the finance sector.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Margins Analyst
Morgan Stanley
Jersey City
04.2023 - Current
- Reviewed and validated margin calculations under Reg T, Portfolio Margin, and SPAN frameworks, identified discrepancies posing regulatory or financial risk, and coordinated resolution with prime brokerage and clearing teams to ensure compliance and minimize risk exposure
- Analyzed daily margin requirements across client accounts, identifying undercollateralized positions and coordinating timely resolution to mitigate firm risk and prevent potential financial exposure
- Analyzed daily margin requirements across client accounts, identifying undercollateralized positions and coordinating timely resolution to mitigate firm risk and prevent potential financial exposure
- Executed daily collateral calls and approved collateral withdrawal requests, ensuring transactions aligned with firm risk thresholds and regulatory standards to maintain sufficient margin coverage and mitigate potential financial impact
Supervisor
Leonardo’s Italian Deli
New City
09.2018 - 04.2023
- Oversaw cash management operations including opening and closing drawer counts, safe drops, and bank deposits, while controlling operational expenses such as supply purchases and vendor invoices to minimize unnecessary costs
- Tracked and managed daily labor costs by monitoring hourly wages and staff hours, flagging overtime to maintain labor cost targets and optimize operational efficiency
- Monitored daily revenue and sales by reconciling cash, credit, and digital transactions at close of business, ensuring accurate end-of-day reporting and identifying discrepancies in receiptsContact different organizations and schools to supply them with Leonardo’s products and services.
Education
College of Arts And Sciences - Economics, Psychology
University of Delaware
Newark, DE05-2022
Skills
- Financial analysis
- Revenue monitoring
- Risk assessment
- Data reconciliation
- Expense control
- STATA
- Microsoft Office
- Analytical thinking
- Time management
Certification
SIE Certified
Timeline
Margins Analyst
Morgan Stanley
04.2023 - Current
Supervisor
Leonardo’s Italian Deli
09.2018 - 04.2023
College of Arts And Sciences - Economics, Psychology
University of Delaware