Steven Walsh
Columbus,Ohio
Summary
As a highly skilled professional with a strong background in regulatory compliance and risk management, I offer extensive expertise in documentation, reporting, and audit support. My proficiency in identifying issues and trends, coupled with statistical analysis capabilities, enables me to provide valuable insights for strategic decision-making. With a solid understanding of regulatory requirements and market dynamics, I excel in application and credit analysis, ensuring adherence to standards while optimizing processes. My track record of effectively maintaining loan files and conducting thorough application reviews underscores my commitment to excellence in compliance and operational efficiency.
Overview
16
16
years of professional experience
Work History
Co-Founder
"Nailed It" LLC/Walsh Solutions Group LLC
Columbus, Ohio
02.2023 - Current
- Assessed prospective investment opportunities and generated detailed reports outlining potential risks and returns.
- Negotiated contracts with third-party suppliers such as solicitors and estate agents.
- Prepared financial models to assess the performance of a range of different types of investments.
- Performed due diligence on potential investments.
- Performed inspections of properties and individual units, identifying issues and recommending actions.
- Recruited, supervised and directed outsourced qualified third-party contractors.
- Established work, budgets and construction timelines to manage and plan projects.
Appraisal Analyst III
JP Morgan Chase
Columbus, Ohio
01.2014 - 01.2023
- Implemented and executed complex statistical analyses of appraisals
- Analyzed various appraisal standards, including cost data, sales data, and department goals
- Conducted full assessments of property values, uniformity, rates, and market trends
- Thoroughly reviewed and analyzed all appraisals
- Ensured compliance with JP Morgan Chase policies
- Verified adherence to all company and regulatory standards.
Residential Mortgage Underwriter
JP Morgan Chase
Columbus, Ohio
01.2011 - 01.2014
- Analyzed and verified all aspects of the loan application process
- Evaluated and analyzed risks associated with loan applications
- Made loan eligibility decisions based on analysis
- Ensured compliance with regulatory standards and company policies
- Contributed to the overall success of the company in protecting the interests of both borrowers and lender (JP Morgan Chase).
AVP, HUD Settlement Statement Analyst
JP Morgan Chase
Columbus, Ohio
01.2010 - 01.2011
- Managed the analysis and review of HUD documentation for federal audit
- Significantly mitigated risk through thorough review
- Demonstrated understanding of complex risk assessment techniques and mitigation strategies
- Possesses a deep understanding and knowledge of: Financial statements, Credit reports, Other relevant financial documents
- Commended by management for: Consistency in accuracy and efficiency, Thorough analysis of financial data, Earning accolades as a top-performing analyst.
Senior Mortgage Broker
Amerifirst Mortgage
Dublin, Ohio
01.2009 - 01.2010
- Managed client’s financial needs and goals
- Evaluated various loan options
- Worked to secure the best mortgage loan for client’s needs
- Negotiated with lenders on behalf of clients
- Secured the best terms, conditions, and rates
- Built and maintained relationships with: Local and national lenders, real estate agents and title companies.
Mortgage Consultant
JP Morgan Chase
Phoenix, Arizona
01.2008 - 01.2009
- Oversaw all aspects of the loan process
- Managed from the sale of the applicant to loan status
- Ensured conformity with terms and document preparation
- Conducted term negotiation and closing coordination
- Consistently achieved monthly Top Performer status
- Earned top site honors in performance and commissions earned
- Proven leader among the team.
Education
Bachelor's Degree - Business Administration and Finance
Heidelberg University
Skills
- Regulatory Compliance
- Documentation And Reporting
- Risk Mitigation
- Audit Support
- Issue Identification
- Trend modeling
- Statistic analysis expertise
- Regulatory compliance understanding
- Application Analysis
- Credit analysis
- Documentation Review
- Loan File Maintenance
- Application Review
- Market Knowledge
- Tax Liability Calculation
- Corporate Financial Statements
- Financial History Analysis
- Credit History Review
- Automated Underwriting System (AUS)
- Property Evaluation
- Income Evaluation
- Payment Schedule Computation
Timeline
Co-Founder
"Nailed It" LLC/Walsh Solutions Group LLC
02.2023 - Current
Appraisal Analyst III
JP Morgan Chase
01.2014 - 01.2023
Residential Mortgage Underwriter
JP Morgan Chase
01.2011 - 01.2014
AVP, HUD Settlement Statement Analyst
JP Morgan Chase
01.2010 - 01.2011
Senior Mortgage Broker
Amerifirst Mortgage
01.2009 - 01.2010
Mortgage Consultant
JP Morgan Chase
01.2008 - 01.2009
Bachelor's Degree - Business Administration and Finance
Heidelberg University
Similar Profiles
Ji Hye KimJi Hye Kim
Receptionist & Nail Technician at Nailed ItReceptionist & Nail Technician at Nailed It
Anna Cedeno TullochAnna Cedeno Tulloch
Licensed nail tech and owner at Get nailed by anna llcLicensed nail tech and owner at Get nailed by anna llc
Jonathan SantosJonathan Santos
Superintendent/General Superintendent at WALSH CONSTRUCTION COMPANY II, LLCSuperintendent/General Superintendent at WALSH CONSTRUCTION COMPANY II, LLC