Summary
Overview
Work History
Education
Skills
Community Service
Timeline
Generic

Stewart Bartz

Downing,WI

Summary

Talented Loan Officer with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers critical thinking and problem solving skills.

Overview

16
16
years of professional experience

Work History

Loan Specialist (AGRL), Farm Loan Officer

USDA-Farm Service Agency
09.2019 - Current
  • Managed diverse portfolio of loans, balancing risk management with excellent customer service delivery.
  • Assisted customers with completing loan applications and other paperwork.
  • Conducted thorough reviews of financial data for precise analysis of clients' financial health prior to granting loans.
  • Educated clients on various lending products available, ensuring they made informed decisions about borrowing options.
  • Provided tailored loan solutions that best fit clients'' needs, leading to higher client retention rates.
  • Approved loan applications based on customer creditworthiness and provided detailed financial advice.
  • Monitored performance of existing loan portfolios to identify and address any issues.
  • Proactively identified solutions for customers experiencing credit issues.
  • Resolved complex issues related to existing loans, effectively retaining clients while addressing concerns promptly.
  • Supported marketing initiatives through targeted promotions, increasing loan product awareness among potential clients.
  • Developed and maintained relationships with customers, lenders and other third parties.
  • Identified opportunities to cross-sell and upsell loan products to customers.
  • Assisted in development of training materials for new Loan Officers, contributing to overall team success.
  • Apply technical knowledge of farm financing and credit, financial management concepts and practices, farm operations, land use and value, production and marketing of various crops and livestock, and prices and markets in serviced farming areas.

Owner & Manager

Bolen-Vale Farms
01.2009 - Current
  • Human Resources Responsibilities: Hiring and termination of employees
  • Creating work schedules to accommodate a variety of needs and availability challenges that come with numerous part time employees
  • Effectively communicate responsibilities and goals of the operation's mission and evaluate employee's performance in accordance with these duties
  • Organize logistics for custom services between hired contractors, labor force, weather, and seasonal availability
  • Fiscal Responsibilities: Develop operating budgets and projections
  • Manage accounts payable and accounts receivable
  • Track income and expenses
  • Generate spending reports
  • Payroll, taxes, and accounting
  • Maintain balance sheets
  • Create marketing plans using forward contracts to mitigate market shocks to crop and livestock sales
  • Production Responsibilities: manage cropping operations for corn, soybeans, small grains, hay, and cover crops
  • Implement conservation practices and programs
  • Monitor crop inventories according to livestock feed needs
  • Oversee care of herd of breeding beef cows and youngstock including providing veterinary and reproductive care, pasture rotation based on herd's current nutritional needs
  • Dairy operations (2009-2019) daily milking of 40 cows, feeding of all cows and young stock, diagnose and treat any illnesses within the herd, nutrition management with feed ration for whole herd and management of all breeding, calving and young stock care.

Livestock Nutrition Consultant

Herdsman Feeds Inc
01.2016 - 05.2017
  • Collected and analyzed feed samples for clients to formulate custom balanced rations for various species of livestock based on specific nutritional requirements
  • Managed client relationships through regular check-ins and updates on project progress.
  • Assisted clients in navigating complex industry challenges with strategic recommendations.
  • Identified areas of improvement for clients'' operations, implementing targeted solutions to increase productivity.
  • Supported clients with business analysis, documentation, and data modeling.

Education

Agricultural Lending School

Wisconsin Banker's Association
Madison, WI
07.2024

Farm Finance Analysis Training

Farm Courses LLC
04.2017

Ruminant Nutrition

Wisconsin Indianhead Technical College
Rice Lake, WI
2016

UW Farm And Industry Short Course
Madison, WI
2010

Skills

    • Customer Assistance
    • Banking knowledge
    • Effective Communication
    • Credit analysis
    • Portfolio Management
      • Loan Processing
      • Collateral Evaluation
      • Financial Planning
      • Loan approvals
      • Loan Servicing

Community Service

  • New Haven Township, Board member, 2023-present
  • Boyceville FFA Alumni, Treasurer, 2010-2022
  • Boyceville FFA Alumni, President, 2022-Present
  • Holstein Association USA, Member, 2007-2021
  • National Dairy Shrine, Member, 2009-Present
  • Professional Dairy Producers of Wisconsin, Member, 2008-2021

Timeline

Loan Specialist (AGRL), Farm Loan Officer

USDA-Farm Service Agency
09.2019 - Current

Livestock Nutrition Consultant

Herdsman Feeds Inc
01.2016 - 05.2017

Owner & Manager

Bolen-Vale Farms
01.2009 - Current

Agricultural Lending School

Wisconsin Banker's Association

Farm Finance Analysis Training

Farm Courses LLC

Ruminant Nutrition

Wisconsin Indianhead Technical College

UW Farm And Industry Short Course

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Stewart Bartz