STUTI JAJOO
San Diego,CA
Summary
Finance enthusiats with an MBA, FMVA certification, and CFA Level I completion, recently appeared for CFA Level II (Nov 2025). Experienced in financial planning, fraud risk assessment, mortgage operations, and managing high‑net‑worth portfolios. Skilled in data analysis, compliance, investment advisory, and underwriting support. Eager to restart my career in the U.S. and contribute to roles in capital markets, equity research, and corporate finance.
Overview
2
2
years of professional experience
1
1
Certification
Work History
Senior Financial Fraud Analyst
Accertify, American Express
Gurugram, India
03.2022 - 11.2022
- Analyzed high‑volume transactional data to identify and prevent fraud for major U.S. and Australian clients (Best Buy, Sam’s Club, Harvey Norman).
- Applied fraud‑mitigation strategies aligned with global risk policies to reduce financial exposure.
- Collaborated with cross‑border teams to enhance fraud‑risk controls and ensure policy consistency.
- Strengths: Strong analytical skills, high attention to detail, effective communication across global teams.
- Challenges Managed: Adapting to evolving fraud patterns, balancing speed and accuracy, aligning with diverse risk policies.
Analyst – U.S. Mortgage Closer
Better Mortgage
Gurugram, India
08.2021 - 02.2022
- Prepared compliant Initial Closing Disclosures per federal and state mortgage regulations.
- Reviewed loan files for accuracy, vesting, and adherence to investor credit guidelines.
- Maintained underwriting policies and prepared operational reports supporting audits and process optimization.
- Strengths: Strong regulatory knowledge, precise documentation review, cross‑functional coordination.
- Challenges Managed: Tight deadlines, evolving investor guidelines, high‑volume documentation accuracy.
Wealth Manager – HNI Portfolio
ICICI Bank Ltd.
Chennai, India
10.2020 - 08.2021
- Managed portfolios of 300+ high‑net‑worth clients with AUM of $200M+.
- Delivered customized investment advice and financial planning strategies.
- Achieved 110%+ of portfolio growth and revenue targets consistently.
- Strengths: Strong HNI relationship management, deep investment‑product expertise, consistent high performance.
- Challenges Managed: Diverse client risk profiles, market volatility, regulatory compliance.
Education
MBA - Marketing
Balaji Institute of Modern Management
01.2020
Bachelor of Commerce - Finance & Economics
Mody University
01.2017
Skills
- Capital Markets
- Financial Modeling
- Investment & Risk Analysis
- Stakeholder Communication
- Advanced Excel
- PowerPoint
- Cross‑functional Collaboration
Certification
- CFA Level I, Passed, 10/01/24
- CFA Level II Candidate, 11/01/25, Results Awaited
- Financial Modeling & Valuation Analyst (FMVA), CFI, 12/01/23
Personal Information
Visa Status: H4 EAD
Timeline
Senior Financial Fraud Analyst
Accertify, American Express
03.2022 - 11.2022
Analyst – U.S. Mortgage Closer
Better Mortgage
08.2021 - 02.2022
Wealth Manager – HNI Portfolio
ICICI Bank Ltd.
10.2020 - 08.2021
MBA - Marketing
Balaji Institute of Modern Management
Bachelor of Commerce - Finance & Economics
Mody University