Sunil Puthan Veetil

• Managing the team size of 20 who is responsible for Cheques and Payments. Product includes Channel payments ,Electronic cheque clearing ,Management of Post Dated cheques and Direct Debit
• Management of Remote deposit Capture cheques (RDC) initiated by the corporate clients .
• Responsible to set the standard operating procedures and policy guidelines for the unit
• Define the Job description and KPI for each team member
• Preparation of monthly MIS and Capacity Panning
• Preparation of budget pertains to the unit
• Set the job rotation among the team to create adequate successors and develop back up plans
• Engage the team members for necessary training program in co-ordination with human resource department
• Periodic review of the processes and put forward the suggestions for process re-engineering

Supervision of payment investigation team that performs the investigation on Remittance, Salary payments, Electronic Cheque Clearing (ECC) and Standing orders

Unit responsibilities include:

• All the SWIFT enquiries relates to the local and international SWIFT payments
• Responsible to handle inter bank settlements for cheque clearing
• Resolving the issues and discrepancy of QAR payments ( Local Transfers) which process through QATCH( Qatar Automatic Transaction Clearing House) window
• Clearance of all the cross border payments that of compliance issues
• In charge of consolidation of complete MIS and Dashboard of Transactional Banking department
• Involves in the preparation of regulatory report for QCB

• Process cross border payments
• Handling all the remittance related enquiries from Banks (local & International) and branches
• Support other business units (call center, Service quality & Contact Us for all payment related issues
• Provide support to the premier customer segments ( corporate /Private banking Customers etc) for Exchange related issues by interacting with treasury department
• Contacting international & Local Banks for payment related issues
• Coordination with Reconciliation Department for settling outstanding remittance entries
• Reconciliation of Inward & Outward remittance suspense accounts
• Reconciliation of standing order payments executed against SWIFT messages generated.
• Exposed to SWIFT for all MT’s supports remittance investigation
• Checking of MT 940’s /MT 950’s executions
• Preparation of payment message (MT 103 & MT 202) for the payments under investigations

• Checking of loan documents before disbursement
• Disbursement of loans (Auto & Personal)
• Checking and lodging of Post Dated cheques
• Reconciliation of PDC against loan documents
• Reconciliation of Managers Cheques issued
• Preparation of monthly MIS of auto loan, personal loan and Mortgages

• Prepare Reconciliation Statements of Bank Accounts: gather, sort, and research bank statements and provide factual data, and discrepancies to reconcile Accounts..
• Preparation of MIS for the top Management
• Coordinating the cash management activities with the banks
• Handled the team of 10 members
• Plan strategies to reduce Discrepancies between the bank statements and the general ledger