SUNITAA SALGIYA
Mortgage Loan Processor
Folsom,CA
Summary
An accomplished loan processor seeking to leverage expertise in loan processing, risk management, and customer service to provide the best loan services and drive revenue growth. Poised to leverage exceptional leadership and customer service to collaborate with clients, streamline process improvements, and expedite loan procedures to achieve client satisfaction. Honest, trusted advisor who is ready to overcome technical assignments, prepare loan approval documents, and exercise independent judgment to guide mission-critical deliverables. Demonstrate top-notch sales leadership in supervising team members, overseeing competitive positioning, and creating sales materials to accelerate business outcomes and enhance organizational profitability.
Overview
26
26
years of professional experience
4
4
Certifications
Work History
Instructional Assistant
FCUSD
12.2022 - Current
- Collated classroom materials to help teachers prepare for daily instruction and activities.
- Supported student learning objectives through personalized and small group assistance.
- Monitored student progress to identify areas requiring extra support and implement action plans to meet needs.
- Implemented behavior management techniques to maintain a positive and focused learning environment.
- Delivered curriculum in both one-on-one lessons and group learning environments.
Mortgage Loan Processor
Wells Fargo Home Mortgage
03.2021 - 03.2023
- Managed mortgage loans by reviewing related documentation, maintaining budgets, communicating with parties to resolve issues, and approving loan transactions.
- Processed (X) monthly mortgage loan applications by making sales calls to prospective customers, reviewing the documentation, estimating creditworthiness, and calculating repayment risk.
- Supervised loan processes by conducting initial credit/ lien searches, tracking pending due diligence items, and performing property evaluations to determine the feasibility of loan programs.
- Sustained optimal business operations by updating loan files, collecting apt fees from borrowers, and performing post-closing functions to enhance the organization’s pull-through rate.
Instructional Assistant
FCUSD
09.2019 - 02.2021
- Assist with various functions, including implementing instructional programs, assessing student performance and other tasks as needed by the instructor.
- Provided support to teachers, instructors, and faculty members in an educational setting.
- Empowered students and facilitated learning by building effective learning conditions.
- Adapted various teaching methods and instructional materials to meet students' learning needs while ensuring compliance with the state requirements for education.
- Identified various learning styles to create a tailored instructional resource to enhance student performance and encourage sustained achievement, insight, and holistic development.
Loan Processor
Statewide Realty & Mortgage
06.2015 - 08.2019
- Assessed clients’ overall financial condition by analyzing income, properties, debts, expenses, credit reports, or other financial information.
- Obtained and compiled copies of the loan applicants’ credit histories, company financial statements, and other financial records.
- Met with the applicants to obtain information on the loan applications and address questions about the process.
- Reviewed loan agreements to ensure completeness and accuracy in compliance with the policy.
- Reviewed and updated the credit and loan files and conferred with underwriters to help address mortgage application issues.
- Prepared reports to be submitted to customers whose accounts were delinquent and forwarded irreconcilable accounts to collectors.
Senior Business Manager
Vertex Techno Solutions Pvt Ltd.
03.2000 - 03.2007
- Managed all the major companies with their IT requirements and directed and organized operations involving the sale of manufactured goods, services, commodities, real estate, or other sale subjects.
- Recruited, educated, and mentored new talent in the sales department and increased team morale and overall sales volume by creating incentives for sales competitions and spiffs.
- Negotiated and closed contracts with Fortune 500 companies, including Ernst & Young, Robert Bosch, Metro Cash and Carry, Daimler Chrysler, Amazon, Intel and Bearing Point.
- Exceeded sales targets and increased profitability by implementing sales strategies and business plans in line with market trends.
- Negotiated pricing with distributors and consumers to maximize cost savings while enabling consumer partnerships to boost sales and improve profit margins.
- Developed strategies to shape and capitalize on changing consumer and business needs and defined sales targets and processes that have led to improved sales and profitability.
Education
Associate of Arts - Fashion Designing
JD Institute of Fashion Technology
01.1997
Bachelors - undefined
Commerce ML
01.1996
Skills
Mortgage Loan Processing
Construction Loans
Risk Management
Data Analytics
Training & Development
Site Inspections
Financial Review
Sales Management
Leadership & Supervision
Client Services
Sound Judgment & Decision-Making
Regulatory Compliance
Curriculum Development
Client Relationships Management
Certification
SQL - MYSQL For Data Analytics Udemy Online (2017)
Accomplishments
- Seven years of building and developing revenues and aftersales revenue increased by 48%.
- Provided increased customer services that resulted in customer retention and a 30%+ referral market.
- Provided outstanding client support and completed loan processing in record time.
CONTACT INFO
- Salgiya9@gmail.com
- (916) 365 - 7558
- Folsom, CA 95630
- Linkedin.com/in/sunitaa-salgiya-60b521b19/
Timeline
Instructional Assistant
FCUSD
12.2022 - Current
Mortgage Loan Processor
Wells Fargo Home Mortgage
03.2021 - 03.2023
Instructional Assistant
FCUSD
09.2019 - 02.2021
Loan Processor
Statewide Realty & Mortgage
06.2015 - 08.2019
Senior Business Manager
Vertex Techno Solutions Pvt Ltd.
03.2000 - 03.2007
Associate of Arts - Fashion Designing
JD Institute of Fashion Technology
Bachelors - undefined
Commerce ML