A personable, conscientious, detail-oriented, and self-starting individual who enjoys multi-tasking and approaches work and life with commitment, enthusiasm, good humor. Seeking a full or Part time position that offers professional challenges utilizing interpersonal skills and problem-solving skills. Skilled in adapting to new technology, systems and processes.
Overview
17
17
years of professional experience
Work History
Refinance Loan Specialist
PennyMac Loan Services
04.2018 - 03.2022
Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
Identified problem areas within loan portfolio, analyzed risks and suggested appropriate solutions.
Developed strong relationships with customers through high levels of customer service.
Maintained strict confidentiality of bank records and client information.
Collaborated with other departments to promptly process loan applications within 1-3 business days.
Submitted loan applications to underwriter for verification and recommendations.
Achieved consistent accuracy awards for loans submitted to underwriting
Loan Officers Assistant
American Pacific Mortgage, JJ Mack Team
08.2017 - 04.2018
Set up files using loan officer checklist and submitted on-time for processing.
Maintained referral pipeline by reaching out regularly to real estate agents, referral partners, and past clients.
Supported loan processing by compiling applicant documentation such as credit reports, employment verifications, and financial history paperwork.
Assisted with timely loan closing and funding activities with efficient management of task checklists.
Documented borrower's information in loan processing system and resolved any discrepancies.
Prepared professional business correspondence on behalf of loan officer to obtain information and facilitate processing steps.
Worked with Loan Officer to create application profile in system and review key information at various stages within process.
Monitored key dates to obtain information by deadlines.
Assembled important paperwork and disclosures for borrower.
Liaised with clients to guide through loan closing process and skillfully handle any concerns.
Document Processor
Tesla Energy (SolarCity)
04.2015 - 08.2017
Provided assistance with inbound and outbound document processes, document sorting, logging and work order creation.
Analyze solar system designs by review of utility bills and parcel maps to ensure proper system configuration
Worked with internal staff to process documents and sent for closing.
Performed document reproduction, printing documents from electronic sources such as email attachments, PDF files and cloud storage.
Assisted with document troubleshooting and recovery of corrupt documents and files.
Assisted in continuous improvement activities while developing and maintaining resulting documents.
Repeatedly met and exceeded individual daily sales goals and monthly team quotas.
Customer Service Representative
Standards of Excellence
08.2014 - 04.2015
Client-facing liaison, interfaced with potential leads and sales associates
Trained new customer service representatives
Processed customer payments, applications and provided direct support to a five-person sales team.
Updated account information to maintain customer records.
Responded to customer requests for products, services, and company information.
Front Desk Host
The Water’s Edge Hotel
07.2013 - 08.2014
Personal concierge, checked guests in and out, maintained constant communication with all departments
Assisted group sales manager with event planning and coordination
Responsible for yield management of bookings and reservations, answered and directed calls
Trained new employees on hotel systems and procedures
Worked primarily independently serving 23 guest rooms for various needs and requests
Guest Service Agent
Hilton Garden Inn
12.2009 - 07.2013
Hilton Honors guest specialist, generated reports for morning team meetings, assisted sales team with group bookings, trained new employees to uphold Hilton brand standards
Checked guests in and out of hotel
Collected room deposits, fees, and payments.
Created dining and winery guide featuring over 100 restaurants and wineries
Worked closely with all departments to ensure we stay on schedule and exceed guests expectations
Spa Attendant
Akoia Day Spa
05.2011 - 10.2012
Worked with Spa Booker program to set up appointments, welcomed clients to the spa, and worked with independent contractors with scheduling services
Washed, dried and folded towels to keep laundry area and dressing rooms clean and properly stocked.
Set up for group parties which included champagne, Hors d’oeuvres, and customized printed menus
Carried out regular walk throughs of entire spa to verify cleanliness, working facilities and adequate stock levels of guest amenities and linens.
Recommended and sold spa packages and memberships based on client's preferences and needs.
Administrator
Cyrus Restaurant
06.2006 - 01.2010
Booked reservations using OpenTable reservation system, answered multi-line phones; retrieved phone messages, confirmation calls, shipped and received documents and products, worked in office setting but had frequent interaction with front and back of house staff, educated in food preparations, presentation, and cooking techniques.
Front Desk
Healdsburg Inn on the Plaza, Kitchen
06.2005 - 10.2006
Booked reservations using hotel's booking system
Maintained organized and clean front office area to create professional and welcoming environment for visitors and employees
Collected credit card and cash payments, processed transactions and updated relevant records
Collected and distributed messages to team members and managers to support open communication and high customer service
Worked alongside kitchen and housekeeping staff to ensure all tasks were completed with perfection.
Education
Bachelor of Arts - Sociology
Sonoma State University
Rohnert Park, CA
2013
Associate of Arts - Social and Behavioral Science
Santa Rosa Junior College
Santa Rosa, CA
2010
Skills
Applicant Counseling
Critical Thinking
Explanation of Loans
Complex Problem-Solving
Microsoft Excel
Microsoft Office
Reading Comprehension
Credit History Assessment
Customer Assistance
Manage Complaints
Customer Interaction
Microsoft Outlook
Effective Communication
Real Estate Loans
Accomplishments
Top Quality of Submissions Producer at Penny Mac; PennyMac Circle of Champion Recipient 2021 & 2020