Suzanne Oshann
Chino Hills,CA
Summary
Talented Loan Processor knowledgeable about the current loan market. Proficient time manager and collaborative team player trained in loan and underwriting processes.
Versatile loan processing professional specializing in customer service and bank standards. Excellent communicator and decision maker with a strong eye for detail and a proactive nature. Results-oriented Loan Processor highly effective at coordinating documents and processes between departments, individuals and government offices. Expert negotiator, problem solver and organizer. Over 35 years of experience in loan processing and mortgages.
Overview
2
2
years of professional experience
Work History
Sr Loan Processor
GUILD MORTGAGE COMPANY, LLC
04.2023 - 02.2024
- Coordinated closing process with attorneys, title companies, and government clerks.
- Advised loan officers to comply with loan guidelines and apply best practices.
- Confirmed applicants met lender requirements to repay loans by reviewing applications to determine eligibility.
- Proactively identified potential issues within applications, taking necessary steps to rectify them before submission for approval.
- Reviewed and validated details of loan applications and closing documentation.
- Consulted with outside vendors to identify and resolve loan closing issues.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
- Verified credit histories, personal references and employment backgrounds for each applicant.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Established strong relationships with lenders, title companies, and borrowers for smooth loan transactions.
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
- Analyzed credit reports to determine eligibility of applicants and capacity for loan products.
- Analyzed credit reports to assess risk and determine applicants' ability to repay loans.
- Managed a high-volume pipeline of loans, consistently meeting deadlines and maintaining accuracy in documentation.
- Liaised with credit bureaus, employers and other sources to check applicants' credit and personal references.
- Collaborated with underwriting team to ensure accurate risk assessment and appropriate loan approvals.
- Stayed up to date on loan regulation changes, processing loan applications in compliance with current laws.
- Processed loans within various departments to achieve timely, accurate, and fair proceedings.
- Provided quick turnaround times to maintain fast-past schedule.
- Proven ability to learn quickly and adapt to new situations.
- Excellent communication skills, both verbal and written.
- Worked well in a team setting, providing support and guidance.
- Managed time efficiently in order to complete all tasks within deadlines.
- Self-motivated, with a strong sense of personal responsibility.
- Skilled at working independently and collaboratively in a team environment.
- Strengthened communication skills through regular interactions with others.
Sr Loan Processor
Cherry Creek Mortgage Co
Greenwood Village, CO
10.2021 - 04.2022
Education
High School Diploma -
Jordan High School
Long Beach, CASkills
- Government Lending
- Customer Service
- Credit analysis
- Loan Processing Proficiency
- Decision-Making Confidence
- Pipeline Management Know-How
- Strong attention to detail
- Credit evaluation abilities
- Loan Submissions
- Mortgage Broker Collaboration
- Clear Communication Abilities
- Problem-Solving
- Employment Verification
Timeline
Sr Loan Processor
GUILD MORTGAGE COMPANY, LLC
04.2023 - 02.2024
Sr Loan Processor
Cherry Creek Mortgage Co
10.2021 - 04.2022
High School Diploma -
Jordan High School
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