Sydney Stockton
Inver Grove Heights, ,MN
Summary
Results-driven loan processor with extensive experience at Wells Fargo, excelling in loan origination and risk assessment. Demonstrated exceptional time management and regulatory compliance, consistently surpassing processing turn-around times. Diligent and detail-oriented, I effectively managed multimillion-dollar pipelines while enhancing customer satisfaction through proactive communication and problem resolution.
Overview
14
14
years of professional experience
Work History
Commercial Loan Processor
Trustone Financial Credit Union
Plymouth, MN
10.2024 - Current
- Reviewed and analyzed financial statements of potential borrowers to determine credit worthiness.
- Interpreted complex financial data such as balance sheets, cash flow statements, business tax returns, and income statements.
- Determined appropriate loan terms based on borrower's creditworthiness.
- Verified customer financial information, including income, assets, liabilities, and credit history.
- Conducted due diligence reviews on all commercial loans to assess risk.
- Maintained accurate records of loan processing activities to ensure compliance.
- Ensured adherence to applicable laws and regulations throughout loan processing.
- Reviewed loan applications for accuracy and completeness before submitting them for approval.
Home Loan Processor
Wells Fargo, NA
08.2020 - 08.2023
- Primary customer contact, acting as liaison between borrower and underwriter. Worked directly with customers to answer questions, gather documentation, and resolve issues. Communicated progress of loan to all parties.
- Oversaw large pipeline of multimillion dollar applications and deals, adhering to national standards.
- Outperformed company average in achieving processing turn-around time and monthly funded loans while meeting strict closing dates.
- Worked on a variety of loan types including purchase, refinance, self employed, and construction to perm. Specialized with new construction and international customers.
- Evaluated credit worthiness and ability to repay by analyzing tax returns, W2's, pay stubs, award letters, etc. Reviewed title abstracts, appraisals, and insurance policies for accuracy.
Assistant Manager
Granite City Food & Brewery
01.2011 - 03.2020
- Coordinated scheduling for meetings, conferences, and travel arrangements to ensure efficient operations.
- Developed innovative promotional strategies to enhance revenue through specialty food and drink offerings.
- Increased online presence by 16% through targeted marketing initiatives.
- Trained staff on ServSafe certification, menu specials, and effective use of POS systems.
Education
Associate of Arts -
Inver Hills Community College
05.2017
High School Diploma -
Henry Sibley High School
06.2013
Skills
- Loan origination
- Risk assessment
- File and time management
- Regulatory compliance, pipeline management
- Pipeline management
- Microsoft Office (Word, Excel, PowerPoint, Outlook, Teams)
- Mortgage processing systems
- Diligent and detail-oriented
- Time management
Timeline
Commercial Loan Processor
Trustone Financial Credit Union
10.2024 - Current
Home Loan Processor
Wells Fargo, NA
08.2020 - 08.2023
Assistant Manager
Granite City Food & Brewery
01.2011 - 03.2020
Associate of Arts -
Inver Hills Community College
High School Diploma -
Henry Sibley High School
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