Insightful Senior Analyst recognized for productivity and efficient task completion. Possess specialized skills in data analysis, financial forecasting, and strategic planning. Excel in problem-solving, critical thinking, and teamwork, leveraging these soft skills to drive successful outcomes.
Overview
7
7
years of professional experience
Work History
Senior Analyst
Berkadia Services India Pvt Ltd
Hyderabad, India
03.2014 - 11.2020
The business involves in the third-party commercial mortgage servicing and my primary responsibilities are to assess the financial status of the loan using the financial statements
Forecasting and Budgeting plays an important role in assessing the financial performance and various financial ratios are used to predict/evaluate any future risk associated with the mortgage loans Investments
Responsible for performing financial analysis, calculating financials and performing revenue analysis
Investor perspective: Financial analysis will be done to analyse the property performance by interpreting the Income Statement, Rent rolls, Inspection reports and Balance sheet using CREFEC guidelines and a detailed analysis with a write up will be submitted to the investors and the borrowers to know how to safeguard the property
While analysing the property performance, we determine by using various ratios like (Debt service coverage ratio, occupancy ratio, Loan to value etc), the property cash-flows to meet the obligations
Variance analysis shall be performed on all the loans where there is fluctuation in comparisons with the historical or the budgeted figures to know the root cause leading to such variance
The analysis differs from one portfolio/property types to other per the client requirements
I was responsible to handle various property types like Multifamily, Commercial, and Hospitality & Healthcare and portfolio's like CMBS, Key Bank, Bank of America, CITI, LIFE, HUD, Met-Life, Balance sheet, Proforma, Wells Fargo loans, Community and DYNEX portfolios.
Education
Master's In Business Analytics -
Trine University
Detroit
05.2023
Skills
Financial analysis
Variance analysis
Forecasting and Budgeting
Use of Strategy CS, McCracken and COGNOS to retrieve Mortgage information
Enterprise portals, Asset surveillance, Salesforce, CAG work bench and Share point
Data Analysis
Budget Planning
MS Office (Excel, Word and Powerpoint)
Languages
English, Professional
Hindi, Professional
Telugu, Professional
Hobbies and Interests
Playing Cricket.
Learning new skills
Timeline
Senior Analyst
Berkadia Services India Pvt Ltd
03.2014 - 11.2020
Master's In Business Analytics -
Trine University
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