Tammy Ten Bruin
Summary
Dynamic Regional Credit Manager with a proven track record at Keller Supply Company, excelling in strategic portfolio oversight and client engagement strategies. Enhanced credit performance through innovative policy creation and effective financial forecasting, resulting in improved cash flow and customer satisfaction. Strong communicator with a focus on achieving organizational goals.
Overview
28
28
years of professional experience
Work History
Regional Credit Manager
Keller Supply Company
05.2012 - Current
- Implemented efficient workflow processes, enabling the timely resolution of outstanding invoices and disputes.
- Developed comprehensive reporting tools to provide senior management with valuable insights into regional credit performance trends.
- Improved regional credit performance by developing and implementing effective credit management strategies.
- Established strong relationships with key customers, fostering open communication on credit issues and concerns.
- Streamlined credit approval processes for faster decision-making and increased customer satisfaction.
- Proactively identified early warning signs of deteriorating account performance through diligent monitoring of key performance indicators.
- Negotiated favorable payment terms with high-risk clients, mitigating potential financial exposure.
- Enhanced team productivity, providing ongoing training and guidance to credit assistants and support staff.
- Collaborated with sales teams to balance risk and revenue growth, aligning credit policies with business objectives.
- Coordinated cross-functional teams in order to implement new policies designed to reduce overall default rates within the region.
- Reduced bad debt losses with rigorous monitoring of delinquent accounts and timely collection actions.
- Work cross-functionally with sales, management, and other departments to maintain effective operations.
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
- Maintained full knowledge of lien laws through multi States and continued education with changes of laws in all necessary States. quirements.
- Attended ongoing professional training to facilitate accurate and productive credit management.
- Monitored client abilities and account information to determine appropriate credit approval decisions.
Accounting
Outdoor Research
04.2010 - 05.2012
- Streamlined accounting processes by implementing efficient workflows and automating repetitive tasks.
- Reduced errors in accounting and financial reporting by modifying current processes.
- Improved operational efficiency by streamlining accounting processes and implementing automation tools.
- Responsible for processing all vendor invoices and facilitating efficient accounting operations.
- Responsible for accounts payable for 3 global entities; USA, Europe and Canada.
- Review invoice coding to general ledger accounts.
- Responsible for prepaid inventory from International vendors including reconciliation of reports.
- Process monthly A/P close and reconciliation of multiple accounts.
Credit Manager
Parker Lumber East, LLC
12.2004 - 03.2010
- Managed credit for 3 separate companies inside Parent Holding Company.
- Authorized credit to qualified customers and support sales department in order reach individual company goals.
- Continued education as required by Washington State in areas of liens and collection law.
- Developed credit policies to streamline approval processes and minimize risk exposure.
- Analyzed customer financial data to assess creditworthiness and determine lending limits.
- Managed accounts receivable and implemented collection strategies to improve cash flow.
- Collaborated with sales teams to evaluate credit terms and facilitate customer relationships.
Accounting Manager
American Hill Wholesale
01.1997 - 01.2001
- In charge of all monies flowing through company.
- Reviewed credit for new and existing customers. Responsible for tax preparation, including quarterly audits.
- Supervised accounts receivable , accounts payable, customer service and sales.
- Maintained cross-departmental teams to encourage seamless communication between office staff, warehouse and production.
- Led financial reporting processes, ensuring compliance with accounting standards and regulations.
- Managed budgeting and forecasting activities to support strategic decision-making.
- Developed and implemented internal controls to enhance accuracy and reduce financial risks.
- Streamlined month-end closing procedures, improving efficiency and reducing turnaround time.
Education
Accounting
University of South Florida
SarasotaBachelor of Arts - Photography
Savannah College of Art And Design
Savannah, GA05-2003
Skills
- Client engagement strategies
- Creation of credit policies
- Strategic portfolio oversight
- Financial forecasting expertise
Timeline
Regional Credit Manager
Keller Supply Company
05.2012 - Current
Accounting
Outdoor Research
04.2010 - 05.2012
Credit Manager
Parker Lumber East, LLC
12.2004 - 03.2010
Accounting Manager
American Hill Wholesale
01.1997 - 01.2001
Accounting
University of South Florida
Bachelor of Arts - Photography
Savannah College of Art And Design
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