Experienced with process analysis, identifying inefficiencies and implementing solutions that streamline operations and enhance productivity. Utilizes data-driven insights to drive continuous improvement initiatives. Track record of fostering collaboration and maintaining high standards in dynamic environments.
Overview
13
13
years of professional experience
Work History
Process Improvement Associate II
JP Morgan Chase Bank NA
08.2020 - Current
Analyzing and improving existing workflows to streamline operations.
Collaborating with cross-functional teams to implement technology enhancements.
Providing technical support and guidance to ensure seamless business operations.
Developing and maintaining documentation for process improvements.
Evaluated the effectiveness of implemented process improvements against established benchmarks, refining strategies as necessary to achieve desired results.
Implemented standard work procedures across departments, enhancing consistency in operations and reducing variability in output quality.
Managed multiple projects simultaneously, ensuring timely completion while adhering to budget constraints.
Associate Closing Process Manager I
JP Morgan Chase Bank NA
06.2016 - 08.2020
Provide floor support to closing teams
Train/Coach process changes as implemented to reach the production goal
Conduct monthly side by sides for production staff
Assist with updating and maintaining discipline specific procedures
Partner with Sr leaders to identify opportunities to remove waste from the assembly line
Monitor quality and Chase to Chase shortages
Identify and report closing issues to L2 support
Manage Production employees
LOAN DOCUMENT SPECIALIST III/PROCESSOR
WELLS FARGO HOME EQUITY
06.2014 - 06.2016
Provide support to underwriting and management teams by ensuring the timely, judicious, and accurate processing of home equity applications
Review and verify borrowers’ income, credit reports, financial statements, and employment history to prepare loans for underwriting submittal
Respond to inquiries from customers, managers, underwriters, bankers, and other involved parties on the status of the application from start to completion
Contact customers and partners to gather information needed to make appropriate decisions and explain rationale behind
Ensure final terms of home equity transaction meet expectations of all parties
Participate as a mentor for new hires
SAFE registered under the National Mortgage Licensing System
AUTO LOAN PROCESSOR
UNITED AUTO CREDIT CORP
10.2013 - 03.2014
Responsible for managing a queue of customer files with limited supervision and timely funding expectations
Prepared correspondence for sales reps and dealers
Analyzed information on credit applications making sure to follow state and federal lending regulations
Conducted customer interviews and investigations on non-prime applications
Validated and calculated income
Communicated required approval stipulations and/or information requested for contract purchase to dealer, sales representatives and customers
Performed verifications of employment, residency, and insurance
Processed declines as necessary
Followed up with dealers on pending contracts and approvals
LOAN DOCUMENT SPECIALIST III / CLOSER
WELLS FARGO HOME MORTGAGE
07.2013 - 10.2013
Responsible for mortgage closing process after initial decision
Handled conventional and FHA home refinances, with special attention to Texas properties
Conducted welcome call to customer/settlement agent
Scheduled and met monthly goals for files closed within established deadlines
Maintained consistent and continuous communication with customer, settlement agent and sales partner
Reviewed loan package to ensure documents met compliance guidelines, fixing discrepancies as necessary
Reviewed, and generated closing packages
Served as liaison between the customer and the Title Company
Approved HUDI / Settlement Statements
Released wires, and funded loans
LOAN FUNDER
BANK OF AMERICA. CORP.
06.2011 - 07.2013
Processed FHA HAMP, MHA, Government, and Conventional modifications
Assisted in research and processing of more aged and remediated loans
Validated documentation from homeowners
Worked within cycle times given for each loan
Assisted with training and coaching of associates
Well informed on payment posting through AS400
Knowledgeable of all databases and websites to perform closing duties sufficiently
Generated pivot tables and spreadsheets for production or other special projects
Handled more complex and escalated loans for Unit Managers
Skills
Strong verbal and written communication skills
Self-Motivated
Project Management
Strong interpersonal skills
Consistently exceed production goals
Skilled at multi-tasking
Skilled in Windows operating systems
Detail Oriented
Conflict Resolution
Pipeline Management
Strong analytical skills
Timeline
Process Improvement Associate II
JP Morgan Chase Bank NA
08.2020 - Current
Associate Closing Process Manager I
JP Morgan Chase Bank NA
06.2016 - 08.2020
LOAN DOCUMENT SPECIALIST III/PROCESSOR
WELLS FARGO HOME EQUITY
06.2014 - 06.2016
AUTO LOAN PROCESSOR
UNITED AUTO CREDIT CORP
10.2013 - 03.2014
LOAN DOCUMENT SPECIALIST III / CLOSER
WELLS FARGO HOME MORTGAGE
07.2013 - 10.2013
LOAN FUNDER
BANK OF AMERICA. CORP.
06.2011 - 07.2013
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