Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
References
Timeline
Generic

Tabitha Helms

Troy

Summary

Results-driven Collections Agent recognized for high productivity levels and efficient task completion. Specialize in negotiation, regulatory compliance, and customer relationship management. Excel in communication, empathy, and problem-solving to navigate complex collections scenarios effectively. Committed to maintaining professionalism and integrity while achieving positive outcomes for both company and clients.

Overview

15
15
years of professional experience
1
1
Certification

Work History

Collections

Dell Financial Services
Troy
02.2021 - 04.2025
  • Managed high-delinquency and net-invest accounts for Dell Financial Services.
  • Collaborated with clients during weekly and monthly meetings to analyze delinquency trends.
  • Filtered and formatted Large Balance Reports, distributing final spreadsheets to team members.
  • Coordinated with client legal representatives to facilitate payment collections on high-balance accounts.
  • Prepared detailed documentation including payment history and open invoices for collection efforts.
  • Utilized Salesforce to navigate systems and gather necessary data for account management.
  • Resolved customer concerns through effective negotiation and de-escalation during calls.
  • Assisted new hires in installing essential software, including VPNs and VMWare Horizon.

Manager

Approved Cash Advance
09.2018 - 02.2021
  • Oversaw branch operations, focusing on customer service, loan origination, and processing.
  • Monitored accounts and payments while addressing customer inquiries about loan terms.
  • Practiced risk management in assessing loan applications, ensuring compliance with lending laws.
  • Maintained accurate records of loan applications, approvals, denials, and collection efforts.
  • Motivated employees to enhance productivity and engagement in their roles.
  • Ensured a professional, organized, and safe environment for all employees and patrons.

Manager

Pawn Express
Troy
07.2010 - 09.2018
  • Assessed item values to determine pawn loan amounts, negotiated terms, and processed loans while ensuring compliance with regulations.
  • Managed collateral inventory and showroom stock to maintain organization and efficiency.
  • Promoted to manager in 2016, overseeing cash reconciliation and cash flow management.
  • Collaborated with local law enforcement to recover stolen pawned items effectively.
  • Accomplished multiple tasks within established timeframes to meet operational goals.
  • Motivated employees to enhance productivity and engagement in work activities.
  • Resolved customer disputes promptly, maintaining communication and high-quality service delivery.
  • Cross-trained employees to maximize team agility and performance across functions.

Education

High School Diploma -

Pike County High School
Brundidge, AL
05.2003

Skills

  • Legal compliance
  • Collections management
  • Work assignment delegation
  • Complex Problem-solving
  • Feedback delivery
  • Documentation and reporting
  • Client support
  • Call center operations

Accomplishments

  • Supervised team of 15 staff members.
  • Resolved product issue through Client testing.
  • Used Microsoft Excel to develop account tracking spreadsheets.

Certification

  • The Art of Staying Focused
  • Embracing Change at Work
  • Accountable Leadership
  • Leading through Inspiration
  • Organize Your Physical and Digital Workspace
  • Facing the Management Challenges of Difficult Behavior and Diverse Teams
  • Recognizing and Addressing Micro-behaviors in the Workplace
  • Navigating the Workplace with Emotional Intelligence

References

References available upon request.

Timeline

Collections

Dell Financial Services
02.2021 - 04.2025

Manager

Approved Cash Advance
09.2018 - 02.2021

Manager

Pawn Express
07.2010 - 09.2018

High School Diploma -

Pike County High School