TALABI BOLA
Owings Mills,MD
Summary
AML/Fraud Investigator skilled in analyzing unusual transactions and detecting fraud through comprehensive investigations and KYC assessments. Demonstrates a strong commitment to regulatory compliance and cross-functional teamwork, successfully optimizing processes and maintaining documentation aligned with BSA/AML and FinCEN regulations. Proven ability to address high-risk cases and enhance fraud detection strategies.
Overview
4
4
years of professional experience
Work History
AML/KYC Analyst
CAPITAL ONE
07.2023 - Current
- Conduct manual KYC reviews, resolving identity verification discrepancies to ensure compliance during onboarding and ongoing monitoring.
- Perform EDD assessments for high-risk customers, validating ownership structures and evaluating OFAC/watchlist matches.
- Conducted thorough screening processes for OFAC, sanctions, PEP, and adverse media to ensure compliance with regulatory standards.
- Investigate system-generated AML and fraud alerts, analyzing unusual transactions and behavioral anomalies.
- Analyze customer transaction behavior to detect account takeover, structuring, and fraud risks.
- Maintain audit-ready documentation to meet regulatory expectations and facilitate compliance audits.
- Support UAT testing and workflow optimization, enhancing alert-tuning processes for improved detection of AML risks.
- Collaborate with compliance, risk, and legal teams.
AML/Fraud Investigator
CITIBANK
06.2022 - 06.2023
- Investigated alerts for unusual transactions and potential fraud, contributing to mitigation of AML risks.
- Analyzed transactional data to detect suspicious patterns.
- Identified fraud schemes and improved fraud detection strategies.
- Conducted KYC reviews and validated identity documents, ensuring compliance with regulatory standards.
- Drafted SAR narratives with supporting evidence.
- Collaborated with investigative teams to resolve high-risk cases.
- Ensured compliant case documentation for audits, facilitating seamless review and oversight processes.
- Executed KYC and CDD reviews to assess identity verification and risk exposure.
- Analyzed AML alerts for wires, ACH, and unusual behavior to identify potential compliance issues.
- Performed OFAC screening and escalated matches.
- Recorded findings in alignment with regulatory guidelines to ensure compliance.
Education
Bachelor of Science (B.Sc.) - Estate Management
Obafemi Awolowo University
Ile-Ife, NigeriaSkills
- KYC and CDD processes
- EDD and transaction monitoring
- Fraud detection and activity analysis
- Chargeback and identity verification
- Document verification and sanctions screening
- Watchlist review and SAR writing
- Regulatory compliance and risk assessment
- Fraud typologies and SQL proficiency
- Compliance software expertise (Actimize, FCRM, Verafin)
- Screening tools (Fircosoft, WorldCheck, LexisNexis, Dow Jones)
- OFAC and sanctions lists management
- Adverse media analysis and PEP databases
- ID verification and authentication systems
- UAT testing and process improvement
Professional Interests
- FinTech Compliance
- KYC/Identity Verification
- Fraud Prevention
- Transaction Monitoring
- OFAC/Sanctions
Timeline
AML/KYC Analyst
CAPITAL ONE
07.2023 - Current
AML/Fraud Investigator
CITIBANK
06.2022 - 06.2023
Bachelor of Science (B.Sc.) - Estate Management
Obafemi Awolowo University