Summary
Overview
Work History
Education
Skills
Timeline
Hi, I’m

Talya Wilkinson

Jonesboro,GA
Talya Wilkinson

Summary

Seasoned financial professional with 25 years of experience, including direct Mortgage Underwriting and Assistant Lead Underwriter roles. Expert in analyzing credit, property appraisals, and ensuring compliance with FNMA, FHLMC guidelines. Seeking Mortgage Underwriter position to leverage underwriting proficiency, risk assessment skills, and authority in loan decisions.

Assistant Lead professional with proven track record in team leadership and operational efficiency. Skilled in optimizing processes and fostering collaborative team environments to achieve company goals. Reliable and adaptable, excelling in dynamic and evolving situations.

Overview

24
years of professional experience

Work History

Ascendum Solutions LLC

Assistant Lead Underwriter
09.2020 - 04.2022

Job overview

  • Evaluated financial profiles and property appraisals to ensure accuracy and adherence to established underwriting guidelines for conventional loans with a monthly quota of over 60 files.
  • Implemented and enforced AML and KYC policies to maintain compliance with regulatory standards, including the verification of customer identities and examination of financial transactions for signs of fraud
  • Communicated loan decisions, conditions, and alternative financing solutions to internal teams and external clients, enhancing customer service and satisfaction
  • Maintained rigorous quality and production standards while managing loan pipeline to ensure timely decision-making and adherence to review protocols

Allied Universal

Shift Supervisor / Contract Underwriter
12.2019 - 07.2020

Job overview

  • Contract underwriting, evaluating security applications and business profiles to determine eligibility for service.
  • Facilitated professional communication with personnel, over 10 direct reports, and public to maintain clear and effective exchanges.
  • Prepared detailed reports and logs with emphasis on accuracy and legibility.
  • Managed crisis situations with composure, adhering to operating procedures to ensure safety and service quality.

SecurAmerica

Command Officer / Shift Supervisor /Contract Underwriter
07.2016 - 12.2019

Job overview

  • Contract underwriting, evaluating business applications and financial profiles to ensure compliance with internal and regulatory standards for security service
  • Assisted in managing site operations, fostering a constructive work atmosphere, and training staff in customer service and product knowledge.
  • Oversaw scheduling, task tracking, and project completion using Excel spreadsheets.
  • Coordinated the hiring process, conducted interviews, onboarded new employees, and managed a team of 10 direct reports.

Fletcher & Associates

Document Specialist (Part-Time)
04.2010 - 05.2019

Job overview

  • Managed the preparation and review of Request for Proposals (RFPs), ensuring all documentation met client specifications and presentation standards
  • Oversaw project progression of over 20 projects using a ticketing application, conducted quality reviews, and assigned work orders to ensure timely completion of deliverables
  • Implemented document control practices, maintained an up-to-date Excel spreadsheet, and conducted training for new coordinators to uphold organizational standards
  • Part-time

Fiserv Inc

Mortgage Underwriter
01.2011 - 04.2014

Job overview

  • Conducted comprehensive evaluations of loan applications of 60 per month to ensure adherence to both internal standards and external regulatory requirements
  • Collaborated effectively with borrowers and colleagues to facilitate the mortgage underwriting process and restructured declined loans for potential approval
  • Assessed property appraisals and credit decisions, recommending necessary adjustments to align with risk management protocols and compliance regulations

Fiserv Inc.

Conversion/Install Analyst (Sales Support)
09.1998 - 01.2011

Job overview

  • Coordinated and reviewed Request for Proposals (RFP) processes, ensuring comprehensive preparation and presentation to clients
  • Led work order assignments, conducted quality reviews, set project deadlines, and trained new coordinators for optimal team performance of 5-6 projects at a time
  • Analyzed client needs during application conversions, provided comprehensive training, and ensured accurate data transfer for client proficiency in new systems
  • Managed dispatch and installation schedules, oversaw project correspondence, and facilitated product implementation and testing to guarantee project precision and effectiveness

Education

American Continental University
Atlanta, GA

Bachelor of Applied Science from Business Administration/Management
06.2026

University Overview

Skills

LPS

  • Lexis Nexis
  • Rust
  • Impact (AUS)
  • LIS (Government Loan Processing System)
  • Quest Underwriting System
  • Corelogic AVM Valuation System
  • Clues/Aus & Edge System
  • (DU/LP) Fannie and Freddie (AU) Automated Underwriting System
  • CPI/Director System
  • Encompass
  • DocVelocity

Timeline

Assistant Lead Underwriter
Ascendum Solutions LLC
09.2020 - 04.2022
Shift Supervisor / Contract Underwriter
Allied Universal
12.2019 - 07.2020
Command Officer / Shift Supervisor /Contract Underwriter
SecurAmerica
07.2016 - 12.2019
Mortgage Underwriter
Fiserv Inc
01.2011 - 04.2014
Document Specialist (Part-Time)
Fletcher & Associates
04.2010 - 05.2019
Conversion/Install Analyst (Sales Support)
Fiserv Inc.
09.1998 - 01.2011
American Continental University
Bachelor of Applied Science from Business Administration/Management
Talya Wilkinson