Tamara Fuller
Denison,TX
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
8
8
years of professional experience
Work History
Owner/Operator
TKO Custom Wood Works, LLC, Denison
2022.11 - Current
- Working with accounts payable, accounts receivable, and payroll
- Receive, process, and reconcile statements
- Maintain accurate records, including ledgers, journals, receipts, and invoices
- Managed day-to-day business operations.
- Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Ability to handle multiple projects simultaneously with a high degree of accuracy. Measured and cut materials to specified dimensions to achieve precise fit.
- Developed and implemented marketing strategies to generate new customers and increase sales and profit margins.
- Promoted business via social media to generate leads and maximize brand identity.
- Advertised products and services online, social media and through traditional campaigns to target ideal consumers.
- Researched trends and current innovations to determine competition and develop competitive pricing points.
- Investigated daily variances and corrected errors to resolve discrepancies.
- Reconciled account information and reported figures in general ledger by comparing to bank account statement each month.
- Input financial data and produced reports using Quickbooks.
- Maintained accurate and complete documentation to facilitate accounting and filing functions.
- Introduced new methods, practices, and systems to reduce turnaround time.
- Interacted well with customers to build connections and nurture relationships.
- Tracked employee attendance and punctuality, addressing repeat problems quickly to prevent long-term habits.
- Maintained payroll information by calculating, collecting, and entering data.
- Issued paychecks on designated pay dates to avoid employee dissatisfaction.
- Processed W-2s, 1099s and other year-end reports to remain in compliance with state and federal laws.
- Reconciled bank and payroll records routinely to verify accuracy.
Real Estate Processor
First State Bank
2020.09 - 2022.11
- Review and complete loan documentation and other associated items to ensure the Bank’s lien position and security interest
- Monitor insurance related requirements, as well as force placed or OREO related insurance, flood insurance and monitor adequacy of coverage to meet regulatory compliance standards
- Research and resolve problems in a timely manner
- Various clerical duties including: answering phone calls, file maintenance, scanning files (loan documents, financials and appraisals, etc.), processing payoff proceeds and processing paid loan security documents, performing collateral release and consulting with management to ensure duties are kept current and performance accurately
- Review title reports, loan documentation, and credit reports for completeness and accuracy
- Coordinates and communicates effectively in written and oral form with title companies, loan officer and assistants and borrowers regarding loan closings
- Checked signatures and legal descriptions for accuracy and integrity.
- Affirmed loan document accuracy to protect lenders from potential fraud.
- Checked signatures and legal descriptions for accuracy and integrity.
- Managed real estate closing process in compliance with applicable standards and legal requirements.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
- Calculated, reviewed and corrected errors on interest, principal and closing costs.
Real Estate Processor Specialist
Independent Bank
2019.08 - 2020.09
- Prepare Loan Estimates, initial disclosures and Closing Disclosures for consumer transactions
- Ensures exceptional loan quality by maintain thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and
- State compliance policies and adhering to HMDA requirements
- Coordinates and communicates effectively in written and oral form with title companies, loan officer and assistants and borrowers regarding loan closings/escrow transactions
- Prepares multiple closing documents and disburses money accordingly all within a timely manner
- Prepares and collects documents for HMDA, when needed
- Review collateral files to ensure that established standards are met, including compliance with federal regulations and adherence to Bank lending policy as well as ensuring that the Bank’s security interest is established and lien position is upheld
- Receive items to clear exceptions, update tracking; correspond with lending staff regarding clearing of exceptions
Consumer Real Estate Processor
First United Bank/American Bank Of Texas
2015.07 - 2019.08
- Ensure exceptional loan quality is maintained through knowledge of lending programs, policies, procedures and regulatory requirements
- Demonstrate a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements
- Coordinate and communicate effectively in written and oral form with title companies regarding ordering title work, loan closings/escrow transactions
- Reviewing documentation including title work and corporate documents
- Prepare multiple closing documents and disburse money accordingly all within a timely manner
- Provide guidance to loan officers and loan assistants regarding acceptable loan documentation
- Prepare and collect documents for HMDA and CRA forms.
- Followed-up on status of releases, policies, and return of recorded documents.
- Checked signatures and legal descriptions for accuracy and integrity.
- Examined purchase and sale agreement for potential items of concern and addressed immediately.
- Stayed up to date on loan regulation changes, processing loan applications in compliance with current laws.
- Affirmed loan document accuracy to protect lenders from potential fraud.
- Consulted with outside vendors to identify and resolve loan closing issues.
- Calculated, reviewed and corrected errors on interest, principal and closing costs.
- Readied Truth-in-Lending Disclosures for loan applicants, delivering important information about loan APR and repayment terms.
Education
Associate Degree - Accounting
Grayson College
05.2015
Associate of Applied Science - Business Management
Grayson College
05.2014
Skills
- Time Management Skills
- Detail Oriented
- Communication Skills
- Accuracy
- Operations Management
- Training and Development
Accomplishments
- Relevant business coursework includes Introduction to Accounting I & II, Principles of Management, Business
- Principles, Personal Finance, Business Leadership, Macroeconomics and Communication in Management
- Strong organizational and communication skills with the ability to manage multiple activities
- Attention to detail
- Adapt to new procedures/programs quickly
Timeline
Owner/Operator
TKO Custom Wood Works, LLC, Denison
2022.11 - Current
Real Estate Processor
First State Bank
2020.09 - 2022.11
Real Estate Processor Specialist
Independent Bank
2019.08 - 2020.09
Consumer Real Estate Processor
First United Bank/American Bank Of Texas
2015.07 - 2019.08
Associate Degree - Accounting
Grayson College
Associate of Applied Science - Business Management
Grayson College
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