Tammy Enloe
Houston,TX
Summary
Dynamic leader with a proven record at U.S. Bank, building a high producing team and securing three major builder accounts within the first 18 months. Expertise in strategic planning and team development, enhancing market presence through innovative sales strategies. Resourceful and adaptable, consistently achieving high client satisfaction and operational excellence.
Overview
1
1
Certification
22
22
years of professional experience
Work History
Non-Bank Branch Manager
USBANK Home Mortgage
Houston, Texas
01.2020 - 10.2025
- Partnered with National Builder Manager to attract both regional and national production builders, thereby establishing the bank's presence as a new player in the local market.
- Assembled a dedicated team of loan originators, driving over $90M in initial-year purchase production.
- Engaged with private wealth and commercial loan managers to increase referral outputs and strengthen cross-department collaboration.
- Forged alliances with management to design sales strategies that improved process balance and effectiveness.
- Guided team’s development towards optimal performance and reduced turnaround times.
- Optimized processes to improve submission quality and elevate client satisfaction.
- Leveraged organizational relationships for strategic advantage and operational excellence.
Area Sales Manager
Bank of Texas
01.2018 - 01.2020
- Expanded mortgage lending platform in Houston market through targeted recruiting and training, enhancing market presence.
- Developed strategic alliances with real estate companies to enhance business opportunities.
- Implemented techniques to enhance personal production among team members, driving overall sales performance.
- Coached 8 loan originators on file quality and realtor retention strategies, improving team effectiveness.
Producing Sales Manager
Movement Mortgage
01.2016 - 01.2018
- Managed loan officer team member production to drive sales performance.
- Assisted with sales calls to boost client engagement and increase conversion rates.
- Fostered relationships with real estate agents and builder partners.
- Originated residential mortgage loans through consultative counseling for optimal borrower placement.
- Coordinated community events to build relationships and support business development.
Mortgage Loan Officer
Cornerstone Home Lending
01.2014 - 01.2016
- Originated residential mortgage loans for qualifying buyers, consistently meeting closing dates.
- Achieved industry-leading net promoter scores by delivering exceptional service and fostering client satisfaction.
- Managed high-profile builder accounts, enhancing relationships through weekly in-person meetings and effective pipeline management.
- Established strategic alliances with large builder accounts, facilitating business growth within five months of employment.
Mortgage Loan Officer
Citi Mortgage
01.2010 - 01.2014
- Originated residential mortgage loans for qualifying buyers, ensuring timely closings.
- Evaluated borrower creditworthiness through detailed financial assessments.
- Guided clients through mortgage options and loan application processes.
- Collaborated with real estate agents to streamline loan approvals.
Commercial Consultant
Dutchman Realty
01.2008 - 01.2010
- Conducted extensive research to identify suitable properties and projects for clients.
Engaged with clients to discuss objectives and requirements effectively.
Made on-site visits to evaluate properties and assess their viability.
Compiled comprehensive reports that presented key insights and data analysis. - Analyzed market trends to inform and enhance real estate strategies.
- Collaborated with clients to clarify property needs and preferences, ensuring tailored solutions.
- Facilitated property showings and open houses for prospective buyers.
Land Acquisition Associate
Vantage Homes
01.2004 - 01.2008
- Established strong relationships with local land brokers, owners, municipalities, builders, and third-party vendors, facilitating successful land acquisition transactions.
- Created and presented proformas, simplifying complex concepts for clear and persuasive communication with stakeholders.
- Led strategic planning initiatives, demonstrating leadership capabilities that resulted in effective project execution.
Education
High School Diploma -
Francis Howell High School
St. Charles, MO05-1986
Some College (No Degree) - Drafting / Auto Cad
St. Charles Community College
St. Charles, MOTexas Regulator Certification - Mortgage Lending
Champions School of Real Estate
Houston, TXSkills
- Sales management
- Project management
- Operations administration
- Budget management
- Strategic planning
- Team development
- Adaptability and flexibility
- Quick learning ability
- Resourcefulness and innovation
Certification
Individual (State)Texas Mortgage License
Affiliations
Member GHBA - Greater Houston Home Builders Association
Timeline
Non-Bank Branch Manager
USBANK Home Mortgage
01.2020 - 10.2025
Area Sales Manager
Bank of Texas
01.2018 - 01.2020
Producing Sales Manager
Movement Mortgage
01.2016 - 01.2018
Mortgage Loan Officer
Cornerstone Home Lending
01.2014 - 01.2016
Mortgage Loan Officer
Citi Mortgage
01.2010 - 01.2014
Commercial Consultant
Dutchman Realty
01.2008 - 01.2010
Land Acquisition Associate
Vantage Homes
01.2004 - 01.2008
High School Diploma -
Francis Howell High School
Some College (No Degree) - Drafting / Auto Cad
St. Charles Community College
Texas Regulator Certification - Mortgage Lending
Champions School of Real Estate