I am looking for remote position primarily in data entry! I am a native Texas who worked as a legal assistant for many years! I also worked as a marketing rep for Budget rentals, a licensed mortgage broker and insurance agent. I have now managed our three properties one of which is a beach rental with Airbnb and VRBO! My daughter is now in college and would like to work remote from my home!
Hi, I’m
Tammy Howell
Tampa,FL
Summary
Overview
29
years of professional experience
Work History
Self Employed ServicesTampa
Real Estate Licensed Property Manager
01.2013 - Current
Job overview
- Provided tenant support services, such as handling complaints, resolving disputes, and responding to inquiries.
- Maintained accurate records of financial transactions related to the management of properties.
- Collaborated with contractors on repairs or renovations needed in managed properties.
- Responded to emergency calls from tenants regarding urgent issues at their rented units.
Affiliated Insurance Of PensacolaPensacola, Florida
Insurance Agent
08.2006 - 05.2007
Job overview
- Developed and implemented comprehensive insurance plans for clients according to their individual needs.
- Assessed customer risk levels and recommended appropriate coverage options.
- Conducted research to identify competitive rates and benefits offered by other providers.
- Provided customers with information regarding plan features, pricing, and availability.
- Educated customers on the importance of maintaining adequate insurance coverage.
- Ensured compliance with applicable laws, regulations, and company policies while selling insurance products.
- Resolved customer complaints in a timely manner to maintain high satisfaction levels.
- Developed relationships with new clients through cold calling and referrals from existing customers.
Self Employed ServicesHouston, Texas
Licensed Mortgage Broker
08.1997 - 09.2004
Job overview
- Developed and maintained relationships with clients, lenders, and other professionals in the mortgage industry.
- Processed loan applications, verified creditworthiness of borrowers, and collected supporting documentation.
- Assessed potential risks associated with different loan types and provided advice to customers accordingly.
- Prepared detailed reports on prospective loans, including estimated closing costs and repayment terms.
- Negotiated favorable terms for clients with lenders based on financial history and credit score.
- Reviewed client's current financial situation to determine best loan options available to them.
- Explained the features of various loan products such as fixed-rate mortgages or adjustable rate mortgages.
- Researched applicable laws, regulations, guidelines related to mortgage origination practices.
- Advised clients on strategies for reducing their debt load prior to applying for a mortgage loan.
- Monitored changes in interest rates, economic indicators, and housing markets to provide informed advice.
- Ensured compliance with all relevant federal and state laws governing residential mortgage lending.
- Maintained accurate records of all documents pertaining to each loan transaction.
- Evaluated customer's ability to repay loans by analyzing income statements, tax returns.
- Assisted customers throughout the entire loan application process up until successful completion.
Nationwide Insurance AgencyPensacola, Florida
Insurance Agent
08.1995 - 09.1997
Job overview
- Developed and implemented comprehensive insurance plans for clients according to their individual needs.
- Assessed customer risk levels and recommended appropriate coverage options.
- Provided customers with information regarding plan features, pricing, and availability.
- Ensured compliance with applicable laws, regulations, and company policies while selling insurance products.
Education
Pensacola State CollegePensacola, FL
Associate of Science from Business
05-1996
University Overview
Skills
- Real estate law knowledge
- Strong Communication Skills
- Rent collection
- Maintenance Coordination
- Marketing and Advertising
- Property Management Expertise
- Detail Oriented
- Property Inspections
- Loan Processing
- Grounds Maintenance
- Compliance Monitoring
- Contract Negotiation
- Maintenance Scheduling
- Business Development
- Business Administration
- Vendor Management
- Property Management
- Tenant relations
- Occupancy Management
- Payment Collection
- Legal knowledge
- Knowledge of leasing and market conditions
- Administrative Support
- Skilled multi-tasker
- Leasing and sales
- Real Estate License
- Mortgages and loans
- Customer service-focused
- Data Entry
- Client Relations
Timeline
Real Estate Licensed Property Manager
Self Employed Services
01.2013 - Current
Insurance Agent
Affiliated Insurance Of Pensacola
08.2006 - 05.2007
Licensed Mortgage Broker
Self Employed Services
08.1997 - 09.2004
Insurance Agent
Nationwide Insurance Agency
08.1995 - 09.1997
Pensacola State College
Associate of Science from Business
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