TANGIE DOUTIS
SLC,UT
Summary
Smart financial professional applies strong problem-solving and decision-making skills in job tasks. Self-motivated with good understanding of evaluating credit history, financial stability and risks. Diligent individual with strong work ethic. Top-notch Underwriter with solid experience in financial services. Proficient in determining level of risk for lenders using strong mathematical and statistical skills. Conscientious and committed to adhering to standards, underwriting guidelines and authority levels.
Overview
23
23
years of professional experience
Work History
Underwriter
NewRez
04.2016 - Current
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
- Documented underwriting decisions and provided evidence of compliance with applicable regulations.
- Conducted regular audits of underwriting files to ensure accuracy, compliance, and consistency in decision-making processes.
- UW FHA/VA/CONVENTIONAL/JUMBO
Underwriter / Closer / Funder
Stearns Lending
04.2008 - 04.2016
- Underwriting Conventinal/Jumbo/FHA/VA loans
- Audit files for verification of compliance and consistency
Loan Coordinator/Closer/Funder/Jr UW
BankersWest Funding
01.2007 - 01.2008
- Work closely with Broker to meet UW conditions
- Review and sign off Conditions
- Audit file to verify information is correct, compliant and consistent
Loan Coordinator/ Processor
Vertice Mortgage
01.2007 - 01.2007
- Work closely with Broker to meet UW conditions
- Review and sign off Conditions
- Audit file to verify information is correct, compliant, and consistent
Jr Underwriter/Processor
Gateway Bank FSB
01.2006 - 01.2007
- Review UW conditions
- Work closely with broker to meet all conditions.
Closer/Funder/Account Coordinator
United Financial Mortgage Corp.
01.2004 - 01.2006
- Veirfy all information is correct and consistent throughout file
- Take note of UW conditions and make sure all conditions are met
- Prepare closing documents
- Review for funding after closing according to program guides
- Stack file according to investor stacking order.
Loan Processor
Financial Center of Utah
01.2002 - 01.2004
- Processed all files, Conventional, Jumbo, FHA and VA files
- Collect documentation to meet guidelines
- Examine and analyze title and/or appraisal reports, financial statements, and credit information
- Oversee file to closing.
Education
High School Diploma -
Granger High School
Salt Lake City, UtahSalt Lake Community College
SLC, Utah12.2000
Skills
- Underwriting guidelines
- Analyzing data
- Documentation Review
- Risk Assessment
Resumeobjective
Advance my career in mortgage operations and underwriting with a progressive company. With a history of proven success, I plan to achieve top performance within my profession with a company that values my hard work and dedication.
Timeline
Underwriter
NewRez
04.2016 - Current
Underwriter / Closer / Funder
Stearns Lending
04.2008 - 04.2016
Loan Coordinator/Closer/Funder/Jr UW
BankersWest Funding
01.2007 - 01.2008
Loan Coordinator/ Processor
Vertice Mortgage
01.2007 - 01.2007
Jr Underwriter/Processor
Gateway Bank FSB
01.2006 - 01.2007
Closer/Funder/Account Coordinator
United Financial Mortgage Corp.
01.2004 - 01.2006
Loan Processor
Financial Center of Utah
01.2002 - 01.2004
High School Diploma -
Granger High School
Salt Lake Community College
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