TANIA HOSN
Canyon Country,CA
Summary
Organized Loan Officer bringing exceptional administrative and problem-solving skills focused on efficiently fulfilling loan requirements. Adept at assessing customer needs, providing suitable products and guiding customers through loan process. Handles complex financial transactions using in-depth knowledge of loan products, services and lending regulations. Possess deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.
Overview
17
17
years of professional experience
Work History
MORTGAGE LOAN OFFICER
Alameda Mortgage
09.2022 - Current
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Explained different types of loans pertaining to client situations.
- Developed extensive network of referral partners to source new mortgage loan opportunities.
- Developed and implemented marketing campaigns to generate new business opportunities.
- Participated in industry events and conferences to build relationships and gain market intelligence.
- Reviewed loan files and updated to match current standards.
- Processed loan applications and monitored progress from start to finish.
OPERATIONS MANAGER
NAMI SAN FERNANDO VALLEY
01.2020 - 09.2021
- Enhanced the overall direction of the programs provided and improvised changes to plans that have been dormant by managing and training program directors to meet goals and deliverables and implementing operational procedures to improve efficiency and reduce costs Improved chapter communications with stakeholders, the Board of Managers, volunteers, and NAMI National by creating new social media channels, increasing web traffic by an average of 10% per month, and increasing the number of chapter members by 5%
- Reviewed and approved administrative documentation related to expenditure, such as petty cash and supplier payments, as well as prepared and reviewed monthly payroll
- Tracked the annual capital and operating budgets and handled payroll, donations, membership dues, and bank deposits, while supervising the procurement of supplies and the smooth running of office operations
- Focused on fundraising opportunities and expanded ideas to tap into possible revenue streams by creating an operationally efficient membership department through direct control over payment reminders, membership inquiries, payment follow-ups, applications, and renewals
- Compiled and delivered monthly management reports based on performance by analyzing key metrics and ensuring that all monthly objectives were met.
NATIONAL FINANCE AND ADMINISTRATIVE OFFICER
INTERNATIONAL CENTRE FOR MIGRATION POLICY DEV.
01.2012 - 01.2019
- Handled several multi-million-dollar EU projects and advanced each project’s financial and administrative operations by streamlining processes to increase productivity and enhance compliance with funding rules and regulations Established procedures for record-keeping, verified invoices for accuracy and ensured supporting documentations were in place Researched discrepancies and responded to internal and external inquiries regarding payment statuses and project related information Developed activity-level budget plans, assisted in budget revisions and proposed reallocation of funds where necessary Prepared VAT exemption reports and submitted declarations with the Ministry of Finance Provided orientation to new staff and briefed them on departmental functions and organizational policies and procedures Secured travel requisitions for staff and external participants on missions, processed post mission claims and liaised with embassies for visa processes Coordinated project conferences, meetings and events and met with high-ranking officials during local workshops Negotiated vendor agreements for the office building’s maintenance and repairs and drafted contracts for consultants and suppliers Handled all local cash payments and submitted cash advance requests, procurement requests and payment claims utilizing SAP and adhering to approvals and budget guidelines
- Prepared monthly petty cash reports, bank reconciliations, and budget execution reviews
BOOKKEEPER
SOLARTEC USA
02.2011 - 03.2012
- Kept track of all the account payables, purchase orders and receivables
- Posted payments, researched payment discrepancies, and resolved billing errors while analyzing past due accounts and initiating collection efforts verbally or in writing
- Recorded financial transactions
- Cross referenced records and prepared various financial reports for the company’s executives
- Handled inventory sold through E-bay and the company’s warehouses and allocated revenues and expenses
- Composed and edited correspondence reports and prepared a range of office documents
- Performed expansive data entry using MS Word Processor and Excel
- Presented management with constant feedback on invoices and delivery statuses.
ACCOUNTS RECEIVABLE CLERK
HALLMARK LIGHTING
01.2007 - 05.2008
- Reduced time of the A/R cycle by periodically reviewing customer files and diligently following up on payments and increasing communication with customers showing signs of insolvency Identified delinquent accounts and insufficient payments, ran A/R reports, and maintained receivable files and financial records
- Prepared responses to correspondence containing routine inquiries Made bank deposits and prepared income statements
- Prepared and coded invoices for data processing and entered them into the system for check preparation
- Responded to questions and made calls regarding overdue bills and billing problems
- Tracked and processed revenue recovery while working closely with management, the customer service department and accounting department.
Education
MBA - PROJECT MANAGEMENT
CARDIFF METROPOLITAN UNIVERSITY
United KingdomBachelor of Science - PUBLIC ADMINISTRATION
AMERICAN UNIVERSITY OF BEIRUT
LebanonSkills
- Loans Regulatory
- Compliance
- Document Control
- Application Preparation
- Appraisals
- Information Verification
- Residential Mortgage
- Lending Regulations
- Legal Compliance
- Processing Procedures
- Program Administration
- Marketing
- Financial Management
- Data Analysis
- Workflow Optimization
Timeline
MORTGAGE LOAN OFFICER
Alameda Mortgage
09.2022 - Current
OPERATIONS MANAGER
NAMI SAN FERNANDO VALLEY
01.2020 - 09.2021
NATIONAL FINANCE AND ADMINISTRATIVE OFFICER
INTERNATIONAL CENTRE FOR MIGRATION POLICY DEV.
01.2012 - 01.2019
BOOKKEEPER
SOLARTEC USA
02.2011 - 03.2012
ACCOUNTS RECEIVABLE CLERK
HALLMARK LIGHTING
01.2007 - 05.2008
MBA - PROJECT MANAGEMENT
CARDIFF METROPOLITAN UNIVERSITY
Bachelor of Science - PUBLIC ADMINISTRATION
AMERICAN UNIVERSITY OF BEIRUT
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