Tanicha Martinez
Montgomery,New York
Summary
A financial and banking compliance professional with significant years of experience in regulatory compliance, compliance and risk management frameworks, internal audit, project oversight. Excellent history of delivering effective risk mitigation, leadership, and training to support adherence with laws, rules, and regulations. A strong self-driven collaborator known for effective communication, analytical abilities and, facilitating proactive solutions to compliance challenges. Professional objective is to provide organizations with effective guidance to mitigate compliance risk exposure while adopting and maintaining proactive compliance programs.
Overview
10
10
years of professional experience
Work History
Assistant Vice President – Laws, Rules, and Regulations Compliance Assurance
Barclays, PLC.
New York, NY
09.2023 - Current
- Provide assurance over the Laws Rules and Regulations (“LRR”) Risk Management Policy and Standard and Barclays Controls Framework, where applicable
- Execute and deliver risk-based assurance to measure the effectiveness of controls and processes designed to mitigate Compliance and LRR risk
- Collaborate with Review Oversight and Review Lead to develop comprehensive review scopes and objectives
- Analyze and identify potential risks associated with non-adherence, non-compliance and/or control weakness in relations to LRR Risk
- Communicate Compliance Assurance Final reports and Issues to enhance effectiveness of Compliance and LRR Risk management
- Draft comprehensive and concise Issues in accordance with the Issues Management Standards and the Risk and Issues Classification Matrix Standard
- Build, develop and maintain effective relationships between Compliance and stakeholders across all Three Lines of Defense
- Take ownership for managing risk and strengthening Controls in relations to LRR Risk Management Frameworks
- Conduct region specific Regulatory Issue Closure Validations for complexed Issues raised by U.S
- Regulators for LRR non-adherence
- Develop and administer training for the LRR Assurance teams and the wider Assurance Teams regarding LRR Risk management, LRR obligations Control mapping and, overall LRR Framework
- Collaborate with the wider Assurance teams and conduct Issue Closure Validations of Project Arthur milestones
- Conduct peer reviews of Project Arthur Phase II Issue Closure Validations including LRR Inventory upstream, LRR decomposition and allocation, tiering methodology, Legal Inventory Management upstream
- Check and challenge on the implementation and embedment of LRR Risk Management Control Objectives, Control Requirement and, Controls through assurance reviews
- Led efforts with assurance colleagues to identify potential areas of improvement and provide recommendations to implement solutions
- Mentor Compliance Graduates to provide early career guidance and support.
Regulatory Compliance Management - Regulatory Compliance Analyst
Orange Bank & Trust Company
Middletown, NY
02.2023 - 09.2023
- Developed, administered, and monitored the Bank’s Compliance Management System to ensure compliance with local, state, and federal law, regulations, and rules
- Maintained the Bank’s Community Reinvestment Act (CRA) public file and annual Board of Director training
- Created corrective and remediation plans to address internal audit and external examiners non-adherence compliance, and regulatory findings
- Managed key engagements with regulators and internal stakeholders providing complexed and adequate conflict resolution
- Conducted compliance monitoring reviews, risk assessments and fair lending comparative file reviews
- Administered the Bank’s regulatory change management program to effectively implement new or amended regulations
- Drafted the Compliance Department policies and procedures and effectively communicate those policies to appropriate management
- Delivered the quarterly Board subcommittee, Compliance Committee meetings while serving as the Bank’s Privacy Officer
- Researched and responded to regulatory compliance related questions received from the Bank’s executive and/or Business Units
- Developed and administered annual compliance related trainings to wider bank employees including senior managements
- Ensured all new and modified products or services, marketing advertisements, and client correspondence aligned with regulatory requirements
- Assisted in drafting contract and agreements in accordance with applicable laws, rules, and regulations
- Subject Matter Expert (“SME”) several regulations including, Bank Secrecy Act, Anti-Money Laundering, Regulation C, Regulation D, Regulations E, Regulation V, Regulation Z, Regulation DD, RESPA, UDAAP, Community Reinvestment Action, Section 1071
- Assisted with Section 16 Compliance including filing Form 3, 4, and 5 with the Securities and Exchange Commission (“SEC”), as appropriate.
Investigation Senior Specialist / Internal Audit/ Compliance Specialist
Discover Financial Services
New Castle, NY
09.2014 - 02.2023
- Maintained an up-to-date knowledge base of all applicable laws, rules and regulations and industry standards
- Conducted thorough investigation to ensure compliance with federal and states rules and regulations
- Effectively communicated audit findings with senior management and accountable executives
- Conducted Compliance monitoring reviews to identify areas of opportunities
- Maintained compliance frameworks, policies, and relevant documentation to support independent audits
- Collaborated with various departments within the organizations to develop effective solutions to ensure ongoing compliance
- Conducted gap analysis of policies and procedures to identify workflows and processes gaps or deficiencies
- Coordinate with internal stakeholders to provide guidance on applicable regulatory adherence
- Developed Issues Management actions plans to ensure all audit findings were appropriately addressed
- Investigated and documented consumer feedback and compliant allegations
- Assisted external and internal attorneys with documentation and evidence retrieval for pre-arbitration and litigation cases
- Conducted internal audit reviews of the department first line of defense Quality Assurance team and process owners
- Organized trainings to educate colleagues on regulatory requirements and non-adherence
- Documented and investigated any allegations of Unfair, Deceptive, or Abusive Act or Practices (UDAAP) and/or discrimination
- Investigated inquiries submitted by consumers to the Credit Bureau Reporting Agencies via E-Oscar or directly to Discover
- Analyzed and verified all account information providing prompt resolutions to the Credit Bureau Reporting Agencies
- Investigated Eoscar (ACDV), Direct Non-Charged off and Direct Charge off disputes.
Education
Master of Law in Corporate Compliance (Candidate) -
Fordham University School of Law
New York, NY05.2025
Bachelor of Science - Government and Public Policy
Wilmington University
New Castle, DESkills
- Analytical
- Problem solving
- Strong attention to details
- Excellent time management skills
- Effective Communicator
- Data analytics
- Conflict resolution
- Strategic planning
- Forward-thinking
- Proficient in both English and Spanish
- Risk Management
Timeline
Assistant Vice President – Laws, Rules, and Regulations Compliance Assurance
Barclays, PLC.
09.2023 - Current
Regulatory Compliance Management - Regulatory Compliance Analyst
Orange Bank & Trust Company
02.2023 - 09.2023
Investigation Senior Specialist / Internal Audit/ Compliance Specialist
Discover Financial Services
09.2014 - 02.2023
Master of Law in Corporate Compliance (Candidate) -
Fordham University School of Law
Bachelor of Science - Government and Public Policy
Wilmington University