Tanya Sharkey

Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.

• QA Prefunding Auditor, Supreme Lending Mortgage, Dallas, TX, 01/2021, 10/2023, Request and receive all file re-verifications in applicable post-close audits., Request and receive "Review Credit Report" on applicable post-close audits., Request and receive "Appraisal Field Review" from vendor when required., Set-up audit "Workgroup" for auditors, assign and monitor., Extract Reports from Audit Software for QC Manager, Receive, fulfill and track file requests from various Agencies., Receive, fulfill and track missing document requests from various Agencies., Extract reports from Neighborhood Watch for QC Manager., Monitor QC Post-Close email., Maintains a professional image and adheres to standards consistent with company policies and procedures., Other duties as assigned.
• Consumer Lending Specialist, BMO Harris Bank, Naperville, IL, 10/2015, 12/2020, Reviewing new home equity line and loan product for credit, income and combined loan to value review., Reviewing application and contact applicant to review product and Apr., Serve as second level review for potential denied application for options of restructuring to obtain an approval, if possible., Review approved applications for potential restructuring options to offer monthly savings or rate reduction benefit for the applicant., Coordinate closings once the application has been final approved.
• Home Services Specialist II (Mortgage Loan Processor), Bank of America, 04/2012, 10/2015, Reviews loan files for completeness., Responsible for processing loans approved by an Underwriter or an automated system, Clearing conditions and issuing changes to the terms on previously approved loan, Resolve routine title issues including: vesting issues, child support liens, judgment liens, mechanic liens and undisclosed liens reconveyances;, Maintain a high level of customer service by being proactive in communication with customers, Meet deadline dates with customer and sales force in the closing process of the loan.
• Senior Loan Processor, JP Morgan Chase Bank, 10/2011, 04/2012, Reviews loan files for completeness., Works closely with mortgage loan officers and loan origination sources to gather and prepare all documents needed to satisfy underwriting requirements., Sends out requests and keeps interested parties advised as to the status of loan applications., Coordinates the request of additional information required from customers., Validates documentation for data integrity based on automated underwriting recommendations., Prepares and submits the underwriting packages., Reviews the pipeline management reports and loan origination system for adherence to scheduling requirements., Communicates any scheduling issues or concerns with managers or mortgage loan officers
• Mortgage Underwriter, H.S.B. C., Elmhurst, IL, 08/2003, 06/2009, Reviewed pre-qualified mortgage applicants for credit worthiness. Deductions, tax Distribution Direct., Gathered and documented credit and income information., Reviewed CBR's, FICOS'S, IBK'S, past and current credit history., Adjusted loans to meet certain restrictions including DIR, LTV's etc. Work with ADP PCPW systems., Finalized decision- prepared the completed file for closing and funding., Reviewed appraisals and titles to meet Police and Compliance Guidelines, Comply with Federal and State Regulation., Verified real estate tax and insurance information., Serviced different branches operations.