Summary
Work History
Overview
Education
Skills
Timeline
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TARA RICCI

Costa Mesa,CA

Summary

Dynamic professional with a proven track record at HomeStreet Bank, excelling in loan funding and team leadership. Expert in file management and customer service, I streamlined workflows, enhancing efficiency and accuracy. Recognized for my punctuality and safe driving record, I adapt swiftly to challenges while ensuring compliance and fostering strong relationships.

Work History

Professional Driver

Lyft And Uber
06.2019 - Current
  • Operated vehicles safely, adhering to all traffic regulations and safety protocols.
  • Navigated routes efficiently using GPS technology and maps.
  • Conducted routine vehicle inspections to ensure optimal performance and safety.
  • Loaded and unloaded cargo, managing weight distribution for safe transport.
  • Adapted quickly to changing traffic conditions and unexpected delays during deliveries.
  • Utilized effective communication skills when interacting with passengers from diverse backgrounds and varying needs.

Senior Mortgage Funder / Team Lead

HomeStreet Bank, Formerly Bank of Oswego
09.2009 - 06.2019
  • Reviewed and verified loan documents to ensure compliance with underwriting guidelines.
  • Streamlined workflows by implementing process improvements, reducing turnaround times.
  • Enhanced overall team performance by providing regular coaching, feedback, and skill development opportunities.
  • Coordinated with title companies and attorneys to facilitate timely fund disbursement.
  • Managed communication between borrowers, lenders, and processors to resolve funding issues swiftly.
  • Monitored loan pipeline for accuracy and addressed discrepancies proactively to maintain workflow efficiency.
  • Collaborated with title companies to ensure accurate recording of mortgage documents, protecting both lender and borrower interests.
  • Consistently demonstrated proficiency in various industry-specific software programs, allowing for efficient file management and loan document preparation.
  • Facilitated smooth transactions between borrowers, lenders, and third parties by effectively communicating requirements throughout the process.

Senior Loan Closer

Sierra Pacific Mortgage Company
04.2005 - 09.2009
  • Oversaw loan closing processes, ensuring compliance with regulatory standards and timely execution.
  • Mentored junior closers, enhancing team performance and knowledge of loan documentation.
  • Analyzed complex loan files to identify discrepancies, driving improvements in accuracy and efficiency.
  • Coordinated with lenders, title companies, and clients to facilitate seamless transaction closures.

Overview

20
20
years of professional experience

Education

High School Diploma -

Palm Springs High School
Palm Springs, CA

Skills

  • City and non-city driving
  • Route planning
  • Safe driving record
  • Punctuality
  • Fair housing regulations
  • Customer service
  • File management
  • Database management

Timeline

Professional Driver

Lyft And Uber
06.2019 - Current

Senior Mortgage Funder / Team Lead

HomeStreet Bank, Formerly Bank of Oswego
09.2009 - 06.2019

Senior Loan Closer

Sierra Pacific Mortgage Company
04.2005 - 09.2009

High School Diploma -

Palm Springs High School
TARA RICCI