Tara Sullivan

• Led strategic transformation initiatives to align risk management programs with evolving business needs and regulatory expectations.
• Spearheaded the development of governance frameworks that optimized operations across multi-functional teams, resulting in improved efficiency and risk control.
• Drove strategic projects aimed at improving the bank's ability to mitigate risk, achieving a 25% increase in process efficiency.
• Developed governance structures for onboarding offshore entities, ensuring regulatory compliance while managing project execution timelines.
• Oversaw risk management strategy integration across diverse operational areas, facilitating smoother risk tolerance transitions, and alignment with business objectives.

• Directed risk management strategy for mortgage finance, overseeing end-to-end process design, reporting, and execution of risk controls for key lending products.
• Implemented comprehensive risk management strategies, improving operational efficiency by 20% across divisions, and supporting scalable growth in high-demand areas.
• Spearheaded strategic risk assessments and developed frameworks for the 1st Line of Defense (1LOD) testing, Key Risk Indicators (KRIs), Key Control Indicators (KCIs), and Key Performance Indicators (KPIs).
• Collaborated with senior leadership to identify and mitigate emerging risks, aligning project leadership with the company's broader strategic objectives.

• Led risk management efforts for the mortgage finance division, overseeing teams in the identification, development, and implementation of risk controls across Warehouse Lending operations.
• Evaluated the effectiveness of established controls by analyzing Key Risk Indicators (KRIs) and Key Performance Indicators (KPIs), addressing potential concerns and driving mitigation strategies.
• Developed and implemented scalable KRI/KPI analysis frameworks, improving risk monitoring and mitigation by 18%.
• Collaborated with internal teams to ensure consistent execution of risk management practices, driving continuous improvements in operational controls.
• Conducted comprehensive risk assessments, ensuring the division's risk profile aligned with company objectives and regulatory expectations.

• Managed risk operations teams, overseeing Settlement Agent, Quality Control, and Borrower Identification processes, ensuring effective control measures across key areas.
• Identified, assessed, and developed risk controls to mitigate exposure in settlement and borrower identification operations, enhancing overall risk management strategies.
• Developed and implemented the bank's Settlement Agent Vetting and Borrower Identification Process framework, improving vetting accuracy by 25%.
• Spearheaded the development and execution of the bank's Construction Lending Program, driving process standardization and regulatory compliance.
• Collaborated with stakeholders to assess and enhance risk mitigation controls, ensuring alignment with organizational risk tolerance and strategic objectives.

• Prepared and analyzed risk assessments across the warehouse lending platform, identifying critical areas for improvement in risk management strategies.
• Conducted comprehensive analyses of Key Performance Indicators (KPIs) and Key Risk Indicators (KRIs), providing actionable insights for senior management.
• Monitored and examined client internal Quality Control reports, identifying trend indicators to inform strategic decision-making and risk mitigation efforts.
• Developed and implemented multiple process rollouts in collaboration with vendors, enhancing operational efficiency and compliance in warehouse lending by 30%.
• Collaborated with management, operations, and clients to ensure data integrity and marketability of loans on the warehouse line, supporting seamless transactions and client satisfaction.

• Analyzed data for loans acquired from the FDIC, ensuring accurate boarding onto the bank's servicing system and enhancing operational efficiency.
• Conducted quality control reviews of loan-level data ingested into the servicing system, identifying discrepancies and ensuring compliance with regulatory standards.
• Assisted in the development of databases to manage boarding data sheets, improving the servicing of purchased portfolios and streamlining workflow processes.
• Collaborated with cross-functional teams to enhance data integrity and reporting accuracy for acquired loan portfolios.
• Developed procedures for data management and quality assurance, contributing to the bank's overall risk management strategy.