Seasoned Loss Mitigation Specialist bringing extensive field experience. Desiring to offer expertise in customer relations and administration to challenging, growth-oriented position.
Overview
13
13
years of professional experience
Work History
Loss Mitigation Specialist 2
TRUIST
Richmond, VA
09.2022 - Current
Updated client account information and records in company databases.
Stayed abreast of lending regulations, industry trends and market rates.
Reviewed client documentation and contracts for discrepancies and mistakes.
Trained new teammates on backend fulfillment processes for FHA, VA, USDA and Freddie Mac
Drafted Assignment of Mortgages and Allonge to Notes
Submitted Partial Claim Reimbursements and Settlements
Loss Mitigation Specialist 3
Citizens Bank
Richmond, VA
01.2012 - 06.2020
Researched and analyzed borrowers' financial information to determine eligibility for loan modification programs.
Developed and implemented strategies to maximize loss mitigation opportunities with delinquent borrowers.
Reviewed and evaluated borrowers' income, expenses, assets, liabilities, credit history and other pertinent documentation.
Negotiated forbearances, repayment plans, loan modifications with delinquent borrowers in accordance with company policies and procedures.
Monitored trial payments, applied payments to accounts, post trial final determination of modification amounts
Emergency Recovery Coordinator/ Business Development Coordinator at Paul Davis of Greater RichmondEmergency Recovery Coordinator/ Business Development Coordinator at Paul Davis of Greater Richmond