Tathiana Diaz
Summary
Bilingual Oriented Mortgage Professional with extensive background In Real Estate Lending, Sales, Foreclosures and related legal aspects. Ability to achieve results through energetic and positive focus. Able to establish productive and successful professional relationships both internally and externally. Excellent problem-solving skills honed navigating through a changing and challenging Real Estate Market.
Overview
7
7
years of professional experience
Work History
Mortgage Operation Specialist
Atlantic Bay Mortgage
04.2024 - 04.2025
- View loan files for completeness and accuracy prior to underwriting and closing.
- Ensure compliance with all regulatory and investor guidelines (e.g., FHA, VA, FNMA, FHLMC). Work closely with loan officers, underwriters, processors, and closers to facilitate efficient workflow.
- Monitor pipeline reports, and update the status in loan origination systems. Order and review third-party services, such as insurance, employment verifications, VOD, VOR, etc.
- Communicate with borrowers, title companies, and real estate agents as needed to resolve issues or gather documentation.
- Maintain accurate documentation and records in compliance with company and regulatory requirements.
- Assist in post-closing functions, such as document review, data entry, and funding confirmation. Identify process inefficiencies, and recommend improvements to enhance operational performance.
FREELANCE MORTGAGE PROCESSOR
AXIOMPE
09.2024 - 12.2024
- Collect and prepare all necessary documentation for the loan package.
- Research applicant credit status and current financial position.
- Prepare and maintain all paperwork for existing and new loans. Including loan disclosures.
- Complete loan contracts and ensure clients are kept informed of the rules and requirements.
- Work with clients to establish their needs and recommend suitable
- Submit files to the designated Underwriter.
- Conduct interviews to assess client eligibility for loans or mortgages.
- Follow-up with clients to verify important information.
Transaction Coordinator
CAROLINA GOLD MORTGAGE
04.2023 - 09.2023
- Review of loan requests for proper approval, adherence to any regulatory guidelines.
- Liaison between the operations team and real estate agents to communicate effectively and accurately on each loan transaction
- Supervise and provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing
- Working with lenders and their team, attorneys, and various internal departments and outside agencies to determine the proper course of action to document, review and/or collateralize loans
- Follow policies, procedures and regulations guidelines from Fannie Mae Freddie Mac and FHA.
BILINGUAL MORTGAGE PROCESSOR
Movement Mortgage
12.2021 - 07.2022
- Review customer details from loan applications and crosscheck information to ensure its accurate.
- Organize all loan documentation materials for each mortgage application such as tax forms, bank statements, paycheck stubs and other information.
- Prepare all loan documentation for the mortgage closing process by writing letters, legal forms, agreements, and finalize documents for the borrower.
- Analyze a consumer's past credit history by running credit checks, reviewing income, listing current financial obligations and checking employment details.
- Discuss the status of a loan application with clients and indicate when more documentation is needed by contacting customers by phone or email.
- Work with management and underwriters
Mortgage Loan Officer Assistant
New American Funding
04.2018 - 12.2021
- Pre-Qualify clients, Input loan application data into Loan Origination System, prepare loans for processing and communicate status to customers, Realtors and team throughout the transaction
- Order and interface credit reports, appraisals, title reports and verification of employments
- Run data through Automated Underwriting System
- Reviews all disclosures for completeness and compliance.
- Process files from opening through closing of each loan. Take ownership of loan files once received from mortgage loan officer. Be primary contact for all parties involved in the process of the mortgage loan
- Coordinate settlements and communicate with title companies along with Closers regarding final closing, documents and HUD-1 Settlement Statements
- Follow policies, procedures and regulations guidelines from Fannie Mae Freddie Mac and FHA.
Education
MARKETING
STRAYER UNIVERSITY
ASSOCIATE IN ARTS
MONTREAT COLLEGE
ENGLISH
UNIVERISTY OF NORTH CAROLINA AT CHARLOTTE
Charlotte, NCMORTGAGE PRE LICENSING
MORTGAGE EDUATORS
Skills
- Excellent communication to increase loan originations
- Ability to negotiate more profitable mortgages
- Great organizational skills for maintaining accurate records
- Exceptional risk assessment skills for evaluating borrower risk
- Exceptional risk assessment skills for evaluating borrower risk
- Regulatory compliance
- Data analysis
- Client relationship management
- Workflow efficiency
- Multitasking Abilities
Languages
English
Native/ Bilingual
Spanish
Native/ Bilingual
Portuguese
Professional
Timeline
FREELANCE MORTGAGE PROCESSOR
AXIOMPE
09.2024 - 12.2024
Mortgage Operation Specialist
Atlantic Bay Mortgage
04.2024 - 04.2025
Transaction Coordinator
CAROLINA GOLD MORTGAGE
04.2023 - 09.2023
BILINGUAL MORTGAGE PROCESSOR
Movement Mortgage
12.2021 - 07.2022
Mortgage Loan Officer Assistant
New American Funding
04.2018 - 12.2021
MARKETING
STRAYER UNIVERSITY
ASSOCIATE IN ARTS
MONTREAT COLLEGE
ENGLISH
UNIVERISTY OF NORTH CAROLINA AT CHARLOTTE
MORTGAGE PRE LICENSING
MORTGAGE EDUATORS
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