Tauhidah Nadar
Sicklerville,NJ
Summary
Highly experienced financial service professional with a demonstrated track record in regulatory compliance, risk management, and operational efficiency. Skilled AML/KYC Analyst with experience in identifying and mitigating risks associated with money laundering and financial crimes. Strengths include thorough knowledge of regulatory compliance, strong analytical skills, and the ability to effectively manage complex tasks. Previous work has significantly improved operational efficiency through effective risk detection and management. Proven expertise in enhancing transactions monitoring systems and conducting due diligence to ensure adherence to all applicable laws and regulations. Strong communicator adept at training and leading teams, managing vendor relationships, and coordinating with internal departments to uphold compliance standards across banking and mortgage operations. Recognized for outstanding customer service and the ability to manage and resolve complex customer inquires and issues in high-volume environments.
Overview
12
12
years of professional experience
Work History
AML/KYC Analyst
Citibank
Wilmington, DE
07.2024 - Current
- Ensured timely completion of periodic reviews in accordance with established deadlines.
- Participated in periodic review of existing policies and procedures to ensure compliance with regulatory requirements.
- Assisted in developing new strategies for mitigating money laundering risks associated with customer accounts.
- Identified potential issues related to AML and KYC compliance in accordance with applicable laws and regulations.
- Analyzed client data from various sources including public databases and internal systems.
- Monitored customer accounts for any changes that may require further investigation or review.
AML Analyst
TD Bank
Laurel, NJ
01.2023 - 05.2024
- Assessed risks associated with certain customers based on their profile information.
- Monitored customer accounts for any changes that may require further investigation or review.
- Utilized advanced analytical techniques such as predictive modeling and data mining in order to detect patterns indicative of money laundering activities.
- Prepared detailed reports for management regarding AML compliance issues.
- Communicated effectively with various teams within the organization about AML compliance matters.
- Provided regulatory compliance training to employees.
Lien Release Coordinator
Freedom Mortgage Corporation
Mount Laurel, NJ
04.2016 - 09.2022
- Tracked project milestones against planned timelines for successful completion of each release.
- Assisted in developing strategies to reduce risks associated with releasing the title.
- Evaluated existing release processes and recommended modifications, as required, from the vendor.
- Monitored inventory levels and ordered additional supplies as needed.
- Created and maintained accurate records of departmental activities, including budgets, personnel documents and project timelines.
- Maintained calendars of upcoming events, meetings and deadlines.
- I researched and prepared the title required by management and county requirements.
Customer Service Representative
Freedom Mortgage Corporation
Mount Laurel, NJ
08.2015 - 04.2016
- Resolved customer complaints promptly and efficiently.
- Performed administrative tasks such as filing paperwork, updating databases and generating reports.
- Provided excellent customer service to resolve customer complaints in a timely manner.
- Answered customer inquiries via phone, email, and chat.
- Developed strong relationships with customers by providing personalized assistance and support.
- Maintained detailed records of customer interactions, transactions and comments for future reference.
- Conducted regular follow-up calls with customers after resolving their issues.
- Promoted high customer satisfaction by resolving problems with knowledgeable and friendly service.
Patient Access Representative
Copper Hospital
Camden, NJ
04.2014 - 08.2015
- Ensured accuracy of all data entered into computer system.
- Answered phones promptly in a professional manner.
- Managed incoming faxes related to patient registration processes.
- Greeted patients and visitors in a courteous and professional manner.
- Applied HIPAA privacy and security regulations while handling patient information.
- Obtained necessary signatures for privacy laws and consent for treatment.
- Communicated financial obligations to patients and collected fees at time of service.
- Verified demographics and insurance information to register patients in computer system.
- Assisted with scheduling outpatient appointments.
- Actively participated in team meetings and training sessions.
Mortgage Loan Processor
GMAC Financial Services
Horsham, PA
07.2012 - 12.2013
- Reviewed HUD-1 settlement statements prior to closings.
- Performed post-closing follow up on file completion requirements.
- Provided customer service by responding to inquiries regarding loan status.
- Submitted completed loan packages to underwriting department for approval or denial decisions.
- Assessed credit reports to determine eligibility for mortgage loans.
- Evaluated financial statements and contacted institutions and customers to clarify details.
- Managed conditions sent from underwriting departments.
- Analyzed financial data such as income, assets, liabilities, and credit history to determine risk factors associated with each loan application.
- Calculated borrowers' income and debt ratios to assess loan eligibility.
- Trained new loan processors on company procedures and loan processing software.
Education
High School Diploma -
Germantown High School
06-1999
Some College (No Degree) - Criminal Justice
Perice College
Skills
- AML compliance
- Bank secrecy act
- Money laundering typologies
- Transaction monitoring
- Politically exposed persons identification
- Suspicious activity reports
- Compliance reporting
- Financial crime prevention
- Document review
- Microsoft office
- Mortgage documentation and processing
- Excel
- Predicative Dialing System
- Epic coding
- ICD - (CPT CODING)
- EPIC ADT
- Collecting co-payments
Timeline
AML/KYC Analyst
Citibank
07.2024 - Current
AML Analyst
TD Bank
01.2023 - 05.2024
Lien Release Coordinator
Freedom Mortgage Corporation
04.2016 - 09.2022
Customer Service Representative
Freedom Mortgage Corporation
08.2015 - 04.2016
Patient Access Representative
Copper Hospital
04.2014 - 08.2015
Mortgage Loan Processor
GMAC Financial Services
07.2012 - 12.2013
High School Diploma -
Germantown High School
Some College (No Degree) - Criminal Justice
Perice College