TAYLOR RUIZ
Imperial Beach,CA
Summary
Strategic Risk & Compliance professional experienced in navigating complex risk environments, strengthening organizational governance, and driving initiatives that align business objectives with risk and compliance requirements. Brings a broad, enterprise-minded perspective to risk identification, control effectiveness, governance, and emerging issues, with a proven ability to translate complexity into actionable recommendations. Trusted to collaborate across functions, challenge existing practices, and identify opportunities to enhance organizational resilience and decision-making.
Overview
1
1
Certification
8
8
years of professional experience
Work History
Risk Compliance Officer- Information Security & IT
Midland Credit Management
San Diego, CA
05.2024 - Current
- Enhanced organization’s risk management framework, facilitating identification, assessment, and management of risks while reinforcing overall risk management practices.
- Led compliance activities by assessing controls against regulatory and industry requirements, coordinating evidence collection and remediation efforts, identifying control gaps, and communicating compliance risks and recommendations to stakeholders and leadership.
- Support and advise on AI governance and risk management initiatives, assessing emerging AI risks, evaluating use cases and associated controls, collaborating with cross-functional stakeholders on responsible AI practices, and helping establish governance, compliance, and risk-management requirements for the organization’s use of AI.
- Coordinated internal audits and assisted external auditors during regulatory examinations, showcasing robust control environments within the organization.
- Supported disaster recovery and business continuity planning through scenario analysis and risk assessments, collaborating with IT recovery stakeholders to identify recovery gaps and validate critical system dependencies.
Associate Manager of Audit, Compliance, and Risk
DXC Technology
Remote
08.2023 - 05.2024
- Analyzed compliance with state and federal laws, auditing principles, and program standards to identify non-compliance issues and propose actionable recommendations.
- Identified control gaps in processes, procedures and systems through in-depth research and assessment and suggested methods for improvement.
- Facilitated analytical assessments among stakeholders, providing insights that enhanced understanding of risk management programs.
- Coordinated risk management team meetings, preparing materials and managing logistics to ensure effective collaboration.
Enterprise Risk Management Specialist
AmeriCorps
Washington, DC
03.2022 - 08.2023
- Promoted enterprise-level risk management practices and helped instill a strong culture focused on protective policies and procedures.
- Executed Corrective Action Plan roadmaps to achieve risk maturity milestones across organizational levels.
- Developed short-term goals and long-term strategic plans to enhance risk control and mitigation effectiveness.
- Coordinated risk management team meetings by preparing materials, managing calendars, and organizing conference spaces.
Risk Analyst
California Coast Credit Union
San Diego, California
11.2020 - 03.2022
- Instructed employees on risk management techniques, improving safety protocols at the front line.
- Provided leadership vision, direction, development and maintenance of multiple complex and high priority contracts between company and business partners, vendors and suppliers.
- Collaborated with departments and management to align on procedural documentation, enhancing clarity and consistency.
- Maintained legally compliant, secure, and user-friendly content, ensuring accessibility for internal and external stakeholders.
Fraud Analyst
Union Bank
San Diego, CA
12.2018 - 11.2020
- Analyzed large datasets to detect fraud patterns and anomalies, supporting proactive fraud prevention initiatives.
- Reviewed suspicious reports and transactions to uncover potential fraudulent activity, ensuring timely risk mitigation.
- Evaluated customer data to identify and prevent fraudulent activities, enhancing overall security measures.
- Performed risk assessments to determine level of fraud risk and prioritize investigations.
Education
Master of Science - Emergency Management
University of Southern California
Los Angeles, CA10-2025
Bachelor of Science - Criminal Justice And Public Administration
San Diego State University
San Diego, CA12-2021
Associate of Arts - Psychology
Southwestern College
Chula Vista, CA05-2020
Associate of Science - Administration of Justice
Southwestern College
Chula Vista, CA05-2020
Skills
- Risk Management
- Compliance Advisory
- Internal Controls
- Business Continuity
- Emergency Management
- Disaster Recovery
- Incident Response
- Strategic Planning
Certification
Spanish Proficiency Certificate, CRMP- Certified Risk Management Professional
Timeline
Risk Compliance Officer- Information Security & IT
Midland Credit Management
05.2024 - Current
Associate Manager of Audit, Compliance, and Risk
DXC Technology
08.2023 - 05.2024
Enterprise Risk Management Specialist
AmeriCorps
03.2022 - 08.2023
Risk Analyst
California Coast Credit Union
11.2020 - 03.2022
Fraud Analyst
Union Bank
12.2018 - 11.2020
Master of Science - Emergency Management
University of Southern California
Bachelor of Science - Criminal Justice And Public Administration
San Diego State University
Associate of Arts - Psychology
Southwestern College
Associate of Science - Administration of Justice
Southwestern College