Relentless professional known for working hard to determine risk levels. A well-spoken Fraud Analyst promoting exemplary talents in reviewing accounts and identifying issues.
Overview
8
8
years of professional experience
Work History
Fraud & Claims Operations Representative
Wells Fargo Bank, N.A.
08.2023 - Current
Support fraud and claims functional area by proactively identifying opportunities to improve customer experience, and offer ideas to mitigate risks through effective authentication of customers in order to prevent fraudulent activity
Perform moderately complex customer support tasks by utilizing solid communication, verbal and written, skills to establish rapport with customer and to deescalate difficult, as well as sensitive information as a part of resolving a claim
Receive direction from managers and escalate non-routine questions
Oversee multiple claim types, and take appropriate action to decision the case using multiple systems and applications
Interact with colleagues on required information as well as external and internal customers through inbound and outbound calling
Contact third parties for research
Receive cross-training with other department function
Senior Fraud Specialist
Discover Financial Services
07.2018 - 08.2023
Resolves complex card member inquiries regarding fraud or security related concern; such as verifying flagged transactions, caller authentication, reporting an account as fraud, etc.
Taking incoming calls and referrals from other departments, and at times make outbound calls.
Complete necessary fraud verification, includes caller authentication, transaction, verification, etc.,
Performing research on customer fraud claims to validate claims., including applicable questioning to determine the correct fraud type. Uses Chex/EWS reporting and decisions on remaining balance.
Performs in depth account review and probes for facts. Partner with customer to determine whether to status fraud or non-fraud. Searches and identifies best solution for customer.
Ensure proper follow-up or escalation of account based on call outcome. Make outbound calls to verify account activity with the customer.Utilizing excellent customer service skills.
Banking Specialist
Discover Financial Services
07.2016 - 07.2018
Maintained customer satisfaction with forward-thinking strategies focused on addressing customer needs and resolving concerns.
Responded to customer requests for products, services and company information.
Adhered to company policies and scripts to consistently achieve call-time and quality standards.
Evaluated customer information to explore issues, develop potential solutions and maintain high-quality service.
Asked fact-finding questions to determine customer needs and expectations and recommended specific products and solutions.
Resolved complaints efficiently to satisfy customers and encourage future transactions.
Trained, oversaw and mentored new team members to strengthen performance and job expertise.
Education
High School Diploma -
Westview High School
Avondale, AZ
05.2012
Skills
Microsoft Package
Accounting duties-AP/AR
Invoicing/Billing/Collections
Purchasing/Shipping/Receiving
Ordering/Inventory Control
Scheduling/Routing
Customer service support
Data Entry
Team building
Problem resolution
Communications
Project organization
Customer service
Regulatory Compliance
Account development
Compliance, banking laws and regulations
Transactions & processing
Adobe software
POS systems expert
Complaint resolution
Money handling abilities
DAT / CIV
Hogan
Variant
Compass
FIS
Lexis nexis
Accomplishments
Assisted with the Procedural Assist Line (PAL Line) Due to knowledge of procedures and systems.
Was selected for the Aux/ CSR3 role amongst my peers.
Attended comities for the bank.
Recognized for outstanding quality and compliance scores.
Vice President/Business Support Manager/Account Manager/Account Associate at Wells Fargo Bank, N.A. (acquired by Computershare Trust Company, N.A. Nov.2021)Vice President/Business Support Manager/Account Manager/Account Associate at Wells Fargo Bank, N.A. (acquired by Computershare Trust Company, N.A. Nov.2021)